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Apr 03, 2020

HDFC Bank Credit Card Eligibility - Check Eligibility & Apply Online

HDFC Bank is the largest issuer of Credit Cards in India. It offers Cash Back Credit Cards, Travel Credit Cards, Shopping Credit Cards. To apply for HDFC credit card all you have to do is to follow the simple online process through LoanMoney and the Credit Card will be delivered to your place. You can also track the HDFC Bank Credit Card application status online. So here we will talk about how to check HDFC credit card application status.

Credit Cards have transformed the way people in India look at debt. Those who were afraid to take loans earlier are now holding credit cards as an effective line of credit. Since their beginning, credit cards have been one of the most popular credit instruments for all classes of people including salaried employed, self-employed, NRIs and even for students.

With the requirement for the cards growing at a rapid pace, banks and financial institutions are offering credit cards with attractive features and benefits. Salaried Individuals can take the same opportunity to get the best credit card they could ever imagine.

HDFC Bank offers various Credit Cards in the following categories.

  1. Shopping Card
  2. Cash Back Card
  3. Travel Card
  4. Premium Card
  5. Life-Time Free Card
  6. Business Card
  7. Lifestyle Card
  8. Entertainment Card

Types of Credit Cards Offered Feature & Benefit

 Platinum Times Credit Card

  • 25% off on movies and up to 20% off on dining (participating restaurants)
  • Live GPS location-based offers 365 days on Times Card WebApp
  • 3 Reward Points for every ? 150 spent; 10 Reward Points for ? 150 spent on weekday dining

Titanium Times Credit Card

  • Live GPS location-based offers 365 days on Times Card WebApp
  • 25% off on movies and up to 15% off on dining (participating restaurants)
  • 2 Reward Points for every ? 150 spent; 5 Reward Points for ? 150 spent on weekday dining

Millennia Credit Card

  • 5% CashBack on shopping via PAYZAPP & SmartBUY
  • 2.5% CashBack on all online spends
  • 1% CashBack on all offline spends and Wallet reloads
  • 8 Complimentary Airport Lounge Access Annually

EasyEMI Card

  • Auto EMI conversion of spends above ?10,000
  • 5% CashBack on shopping via PayZapp and SmartBuy
  • 2.5% CashBack on all online spends
  • 1% CashBack on all offline spends and Wallet reloads

Infinia Credit Card

  • Complimentary one-year Club Marriott membership
  • Unlimited airport lounge access across the globe
  • 5 Reward Points for every ? 150 spent

Regalia Credit Card

  • Complimentary lounge access at over 1000 airports
  • 24x7 travel concierge services
  • 4 Reward Points for every ? 150 spent

Diners Club Black Credit Card

  • Complimentary annual memberships of Club Marriott, Forbes, Amazon Prime, Zomato Gold, MMTDOUBLEBLACK and Times Prime
  • Unlimited complimentary worldwide Airport lounge access for Primary and Add On customers
  • 5 Reward Points for every Rs. 150 spent

Diners Club Privilege Credit Card

  • Complimentary annual memberships of Amazon Prime, Zomato Gold, MMTDOUBLEBLACK, Times Prime and BigBasket Star
  • Complimentary worldwide airport lounge access for Primary and Add On customers
  • 4 Reward Points for every Rs. 150 spent

Regalia First Credit Card

  • Get up to 6 complimentary access to 700+ lounges worldwide annually
  • Redeem Reward Points for bookings across 150+ airlines and a wide range of hotels
  • Get air accident cover of ?1 crore

MoneyBack Credit Card

  • 2 Reward Points for every ? 150 spent; 2X Reward Points for shopping online
  • Reward Points redemption as CashBack against Credit Card dues, exclusive gifts, or Air Miles

Diners Club Premium Credit Card

  • 5 free lounge access a year to 650+ exclusive global lounges and unlimited entry to 25+ domestic lounges
  • 24x7 concierge service for reservation of golf courses, restaurants, hotels, and cars
  • 4 Reward Points for every ? 150 spent

Documents and Eligibility Criteria to Apply for a Credit Card would differ from bank to bank and from card to card. However, there are some common documents that most of the banks including the top banks such as HDFC Bank, ICICI Bank, Axis Bank, Citibank and others require the applicant to submit along with the credit card application. LoanMoney compiled a list of documents required to apply for a credit card for most categories of HDFC Bank Credit Cards possible. 

Eligibility Criteria for Salaried Employee

  • Applicant must be between the age of 21-60 Years
  • The Minimum monthly income for Credit Card is Rs. 25,000 p.m

These are the HDFC Bank Credit Card eligibility criteria for basic cards, Premium, Travel, Shopping, Cash Back Cards may have different criteria, including higher income requirements, better credit score and a long-standing relationship with the bank.

Documents Required For Salaried Employee to Apply for Credit Card

  • Application Form with Passport Size Photo
  • Identity Proof: Aadhaar Card, PAN Card, Driving License, Voter ID Card, Passport
  • Address Proof: Aadhaar Card, Voter ID Card, Passport, Electricity/Telephone Bill, Ration card, Driving licence
  • Income Proof: 
    • Latest payslip
    • Last 3 month’s bank statement
    • Form 16
    • Income Tax Return (ITR)

Jun 03, 2020

6 Credit Score Myths that you shouldn't fall for...

If you want to choose a moratorium on term loans, know that it will not impact your credit score. Factors influence your credit scores such as total outstanding, repayment history, credit utilizati...

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May 26, 2020

MSME Scheme 3 lacs Crore: Eligibility and Procedure...

The Rs 3 lakh crore emergency credit borrowing scheme for Micro, Small and Medium Enterprises (MSMEs) announced by the Modi govt on May 12 will also cover retailers and other businesses. Emergency ...

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May 26, 2020

How Moratorium 2.0 will impact on your Creditworthiness...

The Reserve Bank of India (RBI) recently announced Moratorium 2.0 and borrowers can want to defer their EMIs for a further term of three months, i.e. from  June 20  to August 20. Moratori...

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May 13, 2020

Covid-19 Personal Loan: Interest Rate & Eligibility...

Covid-19 Personal Loans are more affordable than general personal loans but their eligibility criteria are changed. Only...

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May 10, 2020

SBI Vs HDFC Vs ICICI Vs Axis Bank: Where to get the cheapest Home Loan?...

What Is MCLR?

MCLR stands for  Marginal Cost of Funds Based Lending Rate. MCLR is the lowest interest rate that a bank or financial institution can offer. Most banks...

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Apr 22, 2020

Banks launch covid-19 personal loans. Should you go for it?...

Apr 10, 2020

Covid-19 Impact - Moratorium option should be for all: RBI...

RBI says moratorium facilities should be extended to all unless a borrower wishes to opt-out of it. Numerous banks are allowing the option to delay the payment of loan interest and principal loan a...

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Apr 06, 2020

Instant Personal Loan for Doctors...

A personal loan specially designed for doctors in addressing your urgent requirements like educational courses to enhance your skills, latest surgical equipment, hiring new staff, etc.  A coll...

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Apr 02, 2020

Top 9 Reasons Why You Should Apply For a Personal Loan...

Personal loans are unsecured loans provided without any collateral (it doesn't require residential/commercial property as a security) and it can be used for various purposes i.e for a medical e...

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Apr 01, 2020

5 Mistakes to Avoid While Taking a Loan Against Property...

A Loan Against Property (LAP) is a secured loan given against residential or commercial property such as a home, shop, etc. A Loan Against Property can be used to finance for business expansion or ...

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Apr 09, 2020

FAQ - RBI's Moratorium on loan EMIs...

The 3-month moratorium is applicable to all term loans. That means a personal loan, auto loans, home loans, corporate loans, education loans. As per the RBI release, banks are permitted to gra...

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Mar 30, 2020

Coronavirus: Will RBI's 3-month moratorium apply on your Loan/credit card EMI payments?...

RBI Governor Shaktikanta Das on Friday stated that all banks, all-India financial institutions, and NBFCs are being permitted to allow a moratorium of three months on payment of instalments in...

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Mar 27, 2020

RBI: MPC Cuts Repo Rate By 75 BPS, Reverse Repo Rate By 90 BPS...

This kind of uncertain outlook has never been seen before...need of the hour is to do whatever is necessary to shield the economy from the pandemic. “  &n...

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Mar 25, 2020

Personal Loan EMI Calculator - Calculate your Monthly EMI Online...

LoanMoney online Personal Loan EMI Calculator makes it easy for you to figure out the monthly instalments on your loan. To calculate your EMI with LoanMoney Personal Loan EMI Calculator, just enter...

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Mar 25, 2020

What is a personal loan and how does it work?...

What is a Personal Loan?

A personal loan is a type of Unsecured Personal Loan and satisfies your current financial requirements. You don't usually need to pledge any ...

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Mar 21, 2020

Compare Personal Loan Interest Rates for 2020...

Compare personal loan interest rates starting from 10.50% to 18% and processing fee starting from 1 to 3% of the loan amount and repayment tenure from 1 to 5 years. Some of the factor...

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Feb 21, 2020

Banks Vs NBFCs Vs Fintechs - Compare Interest Rate, Processing fees...

If you are a metropolitan, tech-savvy person, possibilities are good that you have come across many loan choices – Banks, Non-Banking Finance Companies NBFCs or Fintech Startups. While all of...

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Feb 29, 2020

CIBIL Score: How to Improve CIBIL Score - LoanMoney...

what is CIBIL Score?

CIBIL Score is a 3 digit numeric summary of your credit history, determined by using details found in the ‘Accounts’ and ‘Enquiries...

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Jan 30, 2020

Fixed Interest Rate Vs Floating Interest Rate...

What is a Fixed Interest Rate?

People who take for Fixed Interest Rate show that people must repay the loan in equal EMI instalments as per the loan tenure. The benefit o...

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Feb 28, 2020

Top Bank for Personal Loan Interest Rates 2020...

A Personal Loan is an unsecured loan which you can get from a bank/NBFC to meet the emergency expenses. These circumstances may include emergency medical expenses, children's educational expens...

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Jan 16, 2020

How a Personal Loan can help in Debt Consolidation...

Expenses usually kicked you when you most insignificant assume them. At times, you may notice yourself insufficient funds to satisfy these obligations, forcing you to borrow money. For example, a f...

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Dec 27, 2019

Personal Loan for salaried Individuals...

Personal Loans are unsecured loans extended by the banks to people who are met by unexpecte...

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Feb 08, 2020

Personal Loan - Eligibility Criteria & Documentations...

A Personal Loan is an Unsecured Loan which is meant to give financial help to the salaried individuals who are running short of funds to meet their personal as well as financial requirements like m...

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Apr 03, 2020

HDFC Bank Credit Card Eligibility - Check Eligibility & Apply Online...

HDFC Bank is the largest issuer of Credit Cards in India. It offers Cash Back Credit Cards, Travel Credit Cards, Shopping Credit Cards. To apply for HDFC credit card all you have to do is to follow...

Continue Reading
Nov 09, 2019


  • First time home buyers should carefully plan their home purchase.
  • Some tips for first time home buyers are:
Apr 04, 2020

A Step By Step Procedure For Personal Loan...

In the world full of uncertainties, you never know when you might need emergency funds. Thankfully, there are various options available in the market, thanks to personal loans. This is an unsecured...

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Nov 07, 2019

How to get a better interest rate on a Personal Loan...

It may happen that despite a bank providing you with a personal loan at a low rate of interest (ROI) you may close up paying a higher interest rate amount at the end of the loan tenure.


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Apr 03, 2020

Everything You Want to Know About a Personal Loan...

Today, an increasing number of people are applying for Personal Loans to satisfy their financial expenses including a medical emergency, for wedding expenses, home renovation, and starting a new bu...

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Oct 24, 2019

Top 5 Reasons to Avail a Personal Loan This Diwali...

Personal Loans are new-age friends in need. They have become a reasonable way of financing. With the ease of access, customers are now us...

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Oct 22, 2019

Home Loan Interest Rates: Top 15 Banks that offer the Lowest Interest Rate...

Home Loan is apparently the biggest loan that most people ever take. Not only in terms of the loan amount but also loan tenures, which can ea...

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Mar 26, 2020

Step-By-Step Process to Apply for Personal Loan...

A personal loan is used to financing your emergency expenses (for a medical emergency, for wedding expenses, child’s education, for home renovation, a dream vacation tour, and starting a new ...

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Oct 17, 2019

HDFC lowers lending rates by 10 bps to 8.25%...

Mortgage major HDFC on Monday announced a 0.10 percentage points decrease in its floating rates, joining a growing list of lenders which are revising down their loan prices.

The move, app...

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Oct 17, 2019

Home Loan Interest Rates May Now Vary Based on Borrower's Cibil Score: Report...

Bank of Baroda, Union Bank of India and Syndicate Bank have started the practice of segregating retail loans into their own versions of prime and subprime risk exposure.

Lending rates in ...

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Oct 17, 2019

How to plan the right Budget when you buy a new Home?...

Buying a new home is an exciting yet stressful ordeal. While owning a home holds sentimental value, you must remember that it is a big financial decision. Buying a new home requires you to pool you...

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Oct 18, 2019

How to Choose the Best Home Loan in India?...

Buying a home is a dream for many and involves a lot of financial planning. We at LoanMoney offer you Home Loan solution and information to either buying/construct a new home, or refurbish an exist...

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Oct 18, 2019

Why a Business Loan is a convenient option for availing funding...

India is home to tens and thousands of micro, small and medium scale businesses. Every business here is different in its own way. However, one important factor that dominates every business here, i...

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Feb 24, 2020

How to Find the Best Personal Loan for Your Needs...

Personal Loan is an unsecured loan which means it does not require you to pledge any collateral against your loan. A major benefit of tak...

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Feb 25, 2020

Get Your Personal Loan Approved With These Tips...

What is a Personal Loan?

Personal Loan is an Unsecured Loan, It does not require an residential/commercial property to be offered as a security for the b...

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Mar 31, 2020

Documents Required for Home Loan - Salaried/self-employed/professional...

Home Loans help to fulfil all housing finance related requirements. But to do so, they want some documents to be sure of the borrower. Also, home loans are secured loans. As such, the banks want to...

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Feb 12, 2020

Best Instant Personal Loans of 2020...

Are you looking for an Instant Personal Loan in Delhi-NCR? Well, your search ends here, with LoanMoney! An instant Personal Loan can be a great help wh...

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