Quick-Enquiry

Captcha-Refresh


Please wait for "OTP verification"

Please enter OTP received at your mobile.

Bank Logo

Axis Bank Business Loan

Axis Bank offers collateral-free EMI based Business Loans for professionals who are looking to grow their practice. If you are a doctor or medical practitioner you can avail of a business loan to purchase medical equipment or renovate your clinic premises. With a Business Loan for Engineers, you can take your business to greater heights and with a Business Loan for Chartered Accountants, you can start your own practice. Take a look at the many features and benefits of this business loan below.

Avail of Axis Bank's Unsecured Business Loan up to 40 lakhs at Interest Rate starting 14.99%. Axis Bank offers a hassle-free business loan application process with simplified documentation. Use Business Loan EMI Calculator to calculate monthly EMIs on the basis of Loan Amount, Interest Rate & Tenure. Apply for Business Loans in Delhi-NCR online with LoanMoney to avail maximum loan amount with the lowest interest rates and quick approval.

  Salaried Self Employed Professional
Age NA 25 To 65 Years 25 To 65 Years
Loan Amount 5 To 40 Lakhs 5 To 40 Lakhs 5 To 40 Lakhs
Tenure  NA 3 To 5 Years 3 To 5 Years
Rate of Interest / APR [Annual Percentage Rate] 17% To 19% 17% To 19% 17% To 19%
Features Special ROI 11% to 14% for Professionals Like Dr.Ca & Etc Special ROI 11% to 14% for Professionals Like Dr.Ca & Etc Special ROI 11% to 14% for Professionals Like Dr.Ca & Etc
Processing Fees 1.50% To 2% 1.50% To 2% 1.50% To 2%
Special NA Overdue if Required Overdue if Required
Documentation NA KYC/Financial(2 Years) & Property Documents. KYC/Financial(2 Years) & Property Documents.
Eligibility

NA

The following people are eligible to apply for a Business Loan:

  • Self employed individuals, Proprietors, Private Ltd. Co. and Partnership Firms involved in the business of Manufacturing, Trading or Services.
  • The business should have a minimum turnover of Rs. 40 lakhs
  • Individuals who have been in the current business for a minimum of 3 years, with 5 years total business experience.
  • Those whose business has been profit making for the previous 2 years
  • The business should have a Minimal Annual Income (ITR) of Rs. 1.5 lakhs per annum
  • The applicant should be at least 21 years at the time of applying for the loan, and should be no older than 65 years at the time of loan maturity

The following people are eligible to apply for a Business Loan:

  • Self employed individuals, Proprietors, Private Ltd. Co. and Partnership Firms involved in the business of Manufacturing, Trading or Services.
  • The business should have a minimum turnover of Rs. 40 lakhs
  • Individuals who have been in the current business for a minimum of 3 years, with 5 years total business experience.
  • Those whose business has been profit making for the previous 2 years
  • The business should have a Minimal Annual Income (ITR) of Rs. 1.5 lakhs per annum
  • The applicant should be at least 21 years at the time of applying for the loan, and should be no older than 65 years at the time of loan maturity
  • wonership proof must ( residence or office)
  • Last 3 year financials must
  • Last 3 year business continuty proof Require
  • Minimum 2.50 lac ITR must
  • minimum T/over 1 cr must
  • No Emi Bouncing last 1 year any of loans 
  • Must Be indian Resident
Particulars Salaried Self Employed Professional
Age(Min-Max) NA 25 To 65 Years 25 To 65 Years
Minimum Income NA Min. 2.50 Lakh/ p.a ITR Min. 2.50 Lakh/ p.a ITR
Co-applicant NA If Required If Required
Loan Tenure NA 3 To 5 Years 3 To 5 Years
Maximum Loan Amount NA Max. 50 Lakhs Max. 50 Lakhs
Employment/Business Continuity NA Min. 3 Years Min. 2 Years
CIBIL Score NA Min. 650 Min. 650

The following documents are required along with your Business Loan application:

  • PAN Card – For Company/Firm/Individual
  • A copy of any of the following documents as identity proof:
    • Aadhaar Card
    • Passport
    • Voter's ID Card
    • PAN Card
    • Driving License
  • A copy of any of the following documents as address proof:
    • Aadhaar Card
    • Passport
    • Voter's ID Card
    • Driving License
  • Bank statement of the previous 6 months
  • Latest ITR along with computation of income, Balance Sheet and Profit & Loss account for the previous 2 years, after being CA Certified/Audited
  • Proof of continuation (ITR/Trade license/Establishment/Sales Tax Certificate)
  • Other Mandatory Documents [Sole Prop. Declaration Or Certified Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (certified by Director) & Board resolution (Original)]
  • Ownership proof copy.
Fee Amount to be Paid
Rate of Interest 14% To 18.50%
Loan Processing Charges 1.50% To 2%
Cheque Bounce Charges NA
Cheque/ Instrument Swap charges NA
Prepayment/ Foreclosure Charges NA
Default Interest Rate NA
Duplicate Statement Issuance Charges NA
Duplicate Amortization Schedule Charges NA
Duplicate Interest Certificate NA
S(Provisional/ Actual) issuance Charges NA

Features of Business Loan

  • No collateral
  • The loan comes at an attractive rate of interest
  • Flexible tenure period
  • Minimal documentation
  • Doorstep service
  • Easy and hassle free application process

Advantages of Axis Bank Business Loan

Get quick, convenient banking solutions, with minimal documentation, to finance short and long-term business needs. A business loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. There are a number of different types of business loans, including bank loans, mezzanine financing, asset-based financing, invoice financing, microloans, business cash advances and cash flow loans.

Benefits of Axis Bank Business Loan

  • Loan amount ranges from Rs. 5 Lakhs to 50 Lakhs.
  • Added facilities guaranteed are speedy loan sanctioning and minimum paperwork.
  • The amount for repayment is determined by the credit period, money lent and rate of interest.
  • The percentage of interest charged depends on the bank’s discretion after judging the borrower’s credit history, income, business turnover and profit etc.

Advantage for Customer

  • Instant Approval
  • Simplified Access & Minimal Documentation
  • Minimum Loan Amount Rs. 5 Laks
  • Balance Transfer Available
  • Attractive Rate of Interest
  • Doorstep Services
  • Maximum Loan Tenure
segmentation

Advantage with Loanmoney

Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against Property .

Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.


  • Expert & Experience Loan Advisor
    We are a team of young and energetic professionals from diverse backgrounds like Ex Bankers, CAs to guide hassle free Loan process and to deliver on commitment.

  • Multi Bank Option
    Loanmoney deals with Over 35 Banks & NBFCs,As per customer profile & financial we will give you minimum 3 best deal for your Personal Loan which is available in the market.

  • Free Door step Service
    Loanmoney doesn't charge anything against the customer for the Service of your Loan and help you to get desire Loan amount with lowest Rate.

  • End to End services
    We are very vibrant and dynamic Loan agency who manage all the processes ourselves from lead sourcing to Loan Disbursal. We work for customer utmost satisfaction.

  • Transparency & Safety
    We will share every terms and conditions related with your Loan process like interest rates, payment tenure, EMI and any other charge applied during Loan process & at before loan disbursement on recorded lines.

  • Referral Program
    Loanmoney offer an attractive scheme for earn extra bucks after getting loan. Any Disburse customer can become our associates &can start earning on referring New customers to Loan Money.

Stay Connected With Us