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Bajaj Finserve Business Loan

A Business Loan is a loan without security, giving you access to credit that can be paid back over an agreed time along with the interest. It can be used for the expansion of an existing business or investing in a new one without pledging anything against the borrowed amount. Bajaj Finserv is committed to helping your growing businesses with Small Business Loans in India. Now apply for a Business Loan online and get approval within minutes.

For years Delhi has been known for its culture of entrepreneurship and business. With the expansion of the city and the rise of new commercial hubs in the NCR region like Gurgaon and Noida, the appetite for business has expanded manifold. LoanMoney understands that expanding and growing your business is extremely essential for you. Through LoanMoney, Bajaj Finserv Business Loans will help you to meet your working capital requirements.

  Salaried Self Employed Professional
Age NA 25 To 55 Years 25 To 55 Years
Loan Amount 5 To 30 Lakhs 5 To 30 Lakhs 5 To 30 Lakhs
Tenure  NA 1 To 4 Years 1 To 4 Years
Rate of Interest / APR [Annual Percentage Rate] 15% To 18% 15% To 18% 14% To 18%
Features OD Facilities with 12 Hr Disbursment OD Facilities with 12 Hr Disbursment OD Facilities with 12 Hr Disbursment
Processing Fees Upto 3% Upto 3% Upto 3%
Special NA Within a 4 hr Approval No Documentation only pan and aadhar card
Documentation NA KYC/Financial(2 Years) & Property Documents. KYC/Financial(2 Years) & Property Documents.
Eligibility

NA

The following people are eligible to apply for a Business Loan:

  • Self employed individuals, Proprietors, Private Ltd. Co. and Partnership Firms involved in the business of Manufacturing, Trading or Services.
  • The business should have a minimum turnover of Rs. 40 lakhs
  • Individuals who have been in the current business for a minimum of 3 years, with 5 years total business experience.
  • Those whose business has been profit making for the previous 2 years
  • The business should have a Minimal Annual Income (ITR) of Rs. 1.5 lakhs per annum
  • The applicant should be at least 21 years at the time of applying for the loan, and should be no older than 65 years at the time of loan maturity

The following people are eligible to apply for a Business Loan:

  • Self employed individuals, Proprietors, Private Ltd. Co. and Partnership Firms involved in the business of Manufacturing, Trading or Services.
  • The business should have a minimum turnover of Rs. 40 lakhs
  • Individuals who have been in the current business for a minimum of 3 years, with 5 years total business experience.
  • Those whose business has been profit making for the previous 2 years
  • The business should have a Minimal Annual Income (ITR) of Rs. 1.5 lakhs per annum
  • The applicant should be at least 21 years at the time of applying for the loan, and should be no older than 65 years at the time of loan maturity
Particulars Salaried Self Employed Professional
Age(Min-Max) NA 25 To 55 Years 25 To 55 Years
Minimum Income NA Min. 3 Lakh/ p.a Min. 3 Lakh/ p.a
Co-applicant NA If Required If Required
Loan Tenure NA 1 To 4 Years 1 To 4 Years
Maximum Loan Amount NA Max. 30 Lakhs Max. 30 Lakhs
Employment/Business Continuity NA Min. 3 Years Min. 3 Years
CIBIL Score NA Min. 650 Min. 650

The document requirements for business loans are minimum, you simply need to hand over the following documents to our representative:

The following documents are required along with your Business Loan application:

  • PAN Card – For Company/Firm/Individual
  • A copy of any of the following documents as identity proof:
    • Aadhaar Card
    • Passport
    • Voter's ID Card
    • PAN Card
    • Driving License
  • A copy of any of the following documents as address proof:
    • Aadhaar Card
    • Passport
    • Voter's ID Card
    • Driving License
  • Bank statement of the previous 6 months
  • Latest ITR along with computation of income, Balance Sheet and Profit & Loss account for the previous 2 years, after being CA Certified/Audited
  • Proof of continuation (ITR/Trade license/Establishment/Sales Tax Certificate)
  • Other Mandatory Documents [Sole Prop. Declaration Or Certified Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (certified by Director) & Board resolution (Original)]
Fee Amount to be Paid
Rate of Interest 14% To 18.00%
Loan Processing Charges Upto 3%
Cheque Bounce Charges NA
Cheque/ Instrument Swap charges NA
Prepayment/ Foreclosure Charges NA
Default Interest Rate NA
Duplicate Statement Issuance Charges NA
Duplicate Amortization Schedule Charges NA
Duplicate Interest Certificate NA
S(Provisional/ Actual) issuance Charges NA

Features of Bajaj Finserv Business Loan

With small business loans up to Rs. 30 lakh, funding for your small business is now just 24 hours away. Use the funds to invest in infrastructure, expand operations, upgrade to the latest plant and machinery, maintain inventory, or to increase working capital. These customized loans can give your business the much-needed boost to help your enterprise scale new heights with enhanced competitiveness and profitability. Bajaj Finserv’s lending criteria for business loans is easy and requirements for business loans are minimum, making the business loan process easy and hassle-free for you.

Advantages of Bajaj Finserv Business Loan

Large capital made Affordable: Bajaj Finserv offers easy and quick business finance up to Rs. 30 lakh to small businesses at low-interest rates. Whether your business has needs for short-term loans, intermediate-term loans or long-term loans, these loans are the perfect financing solution for your small-scale business.

Flexi Loan Facility: Withdraw only what you need and repay funds as per your business cash flow at nil prepayment charges. Pay only interest as EMIs, and repay the principal at the end of the tenor. Interest is charged only on the amount withdrawn, helping you to lower your EMIs by up to 45% and helping your cash flow.

Hassle-free unsecured loans: These unsecured business loans are approved in under 24 hours, come with easy eligibility criteria and can be applied for with just 2 documents. These exclusive features make Bajaj Finserv the best, fastest and most hassle-free business loan provider to meet urgent financial needs of your growing business.

Loans up to Rs. 30 Lakh: Whether your business has needs for short-term loans, intermediate-term loans or long-term loans, Bajaj Finserv offers business loans up to Rs. 30 lakhs. You can use the loan amount to invest in infrastructure, expand operations, buy equipment or inventory, or even to increase working capital.

No collateral: Bajaj Finserv business loans are collateral-free, which means you won’t have to put your personal or business assets on the line to get financing. And since you don’t need to pledge collateral, there is no requirement for appraisal of the value of your assets. As a result, with collateral-free loans, funding is much faster and requires only minimal documentation.

Pre-approved Offers: Apply online and get pre-approved offers for an instant loan without security from Bajaj Finserv. Enjoy a high top-up loan or an interest rate reduction on your business loan.

Online Account Access: You have the convenience of accessing your business loan statement anytime from anywhere.

Why Bajaj Finserve Bank?

  • Increase your business cash flow
  • Lease bigger office premises
  • Renovate your office
  • Purchase, lease or repair machinery and equipment
  • Upgrade to the latest technology
  • Stock up on inventory
  • Hire seasonal employees
  • Purchase raw material for bulk orders
  • Expand to another area or city
  • Scale-up operations and take on bigger projects and much more

Advantages for Customers

  • Large capital made affordable
  • Flexi Loan Facility
  • Hassle-free unsecured loans
  • Loans up to Rs. 30 Lakh
  • Collateral-Free Loan
  • Pre-approved Offers
  • Online Account Access
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Advantage with Loanmoney

Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against Property .

Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.


  • Expert & Experience Loan Advisor
    We are a team of young and energetic professionals from diverse backgrounds like Ex Bankers, CAs to guide hassle free Loan process and to deliver on commitment.

  • Multi Bank Option
    Loanmoney deals with Over 35 Banks & NBFCs,As per customer profile & financial we will give you minimum 3 best deal for your Personal Loan which is available in the market.

  • Free Door step Service
    Loanmoney doesn't charge anything against the customer for the Service of your Loan and help you to get desire Loan amount with lowest Rate.

  • End to End services
    We are very vibrant and dynamic Loan agency who manage all the processes ourselves from lead sourcing to Loan Disbursal. We work for customer utmost satisfaction.

  • Transparency & Safety
    We will share every terms and conditions related with your Loan process like interest rates, payment tenure, EMI and any other charge applied during Loan process & at before loan disbursement on recorded lines.

  • Referral Program
    Loanmoney offer an attractive scheme for earn extra bucks after getting loan. Any Disburse customer can become our associates &can start earning on referring New customers to Loan Money.

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