A Business Loan is a loan without security, giving you access to credit that can be paid back over an agreed time along with the interest. It can be used for the expansion of an existing business or investing in a new one without pledging anything against the borrowed amount. Bajaj Finserv is committed to helping your growing businesses with Small Business Loans in India. Now apply for a Business Loan online and get approval within minutes.
For years Delhi has been known for its culture of entrepreneurship and business. With the expansion of the city and the rise of new commercial hubs in the NCR region like Gurgaon and Noida, the appetite for business has expanded manifold. LoanMoney understands that expanding and growing your business is extremely essential for you. Through LoanMoney, Bajaj Finserv Business Loans will help you to meet your working capital requirements.
Bajaj Finserv Business Loans are collateral-free, avail Business Loan up to 45 lakhs at attractive interest rates to expand your business with loan tenure up to 36 months. Use Business Loan EMI Calculator to calculate monthly EMIs on the basis of Loan Amount, Interest Rate & Tenure. Apply for Business Loans in Delhi-NCR online with LoanMoney to avail maximum loan amount with the lowest interest rates and quick approval.
| Salaried | Self Employed | Professional | |
|---|---|---|---|
| Age | NA | 25 To 55 Years | 25 To 55 Years |
| Loan Amount | 5 To 45 Lakhs | 5 To 45 Lakhs | 5 To 45 Lakhs |
| Tenure | NA | 1 To 4 Years | 1 To 4 Years |
| Rate of Interest / APR [Annual Percentage Rate] | 15% To 19% | 15% To 19% | 14% To 19% |
| Features | OD Facilities with 12 Hr Disbursment | OD Facilities with 12 Hr Disbursment | OD Facilities with 12 Hr Disbursment |
| Processing Fees | Upto 2.50% | Upto 2.50% | Upto 2.50% |
| Special | NA | Within a 4 hr Approval | No Documentation only pan and aadhar card |
| Documentation | NA | KYC/Financial(2 Years) & Property Documents. | KYC/Financial(2 Years) & Property Documents. |
| Eligibility | NA |
The following people are eligible to apply for a Business Loan:
|
The following people are eligible to apply for a Business Loan:
|
| Particulars | Salaried | Self Employed | Professional |
|---|---|---|---|
| Age(Min-Max) | NA | 25 To 55 Years | 25 To 55 Years |
| Minimum Income | NA | Min. 5 Lakh/ p.a ITR | Min. 5 Lakh/ p.a ITR |
| Co-applicant | NA | If Required | If Required |
| Loan Tenure | NA | 1 To 4 Years | 1 To 4 Years |
| Maximum Loan Amount | NA | Max. 30 Lakhs | Max. 30 Lakhs |
| Employment/Business Continuity | NA | Min. 3 Years | Min. 3 Years |
| CIBIL Score | NA | Min. 700 | Min. 700 |
The document requirements for business loans are minimum, you simply need to hand over the following documents to our representative:
The following documents are required along with your Business Loan application:
| Fee | Amount to be Paid |
|---|---|
| Rate of Interest | 15% To 19.00% |
| Loan Processing Charges | Upto 3% |
| Cheque Bounce Charges | NA |
| Cheque/ Instrument Swap charges | NA |
| Prepayment/ Foreclosure Charges | NA |
| Default Interest Rate | NA |
| Duplicate Statement Issuance Charges | NA |
| Duplicate Amortization Schedule Charges | NA |
| Duplicate Interest Certificate | NA |
| S(Provisional/ Actual) issuance Charges | NA |
With small business loans up to Rs. 45 lakh, funding for your small business is now just 24 hours away. Use the funds to invest in infrastructure, expand operations, upgrade to the latest plant and machinery, maintain inventory, or to increase working capital. These customized loans can give your business the much-needed boost to help your enterprise scale new heights with enhanced competitiveness and profitability. Bajaj Finserv’s lending criteria for business loans is easy and requirements for business loans are minimum, making the business loan process easy and hassle-free for you.
Large capital made Affordable: Bajaj Finserv offers easy and quick business finance up to Rs. 30 lakh to small businesses at low-interest rates. Whether your business has needs for short-term loans, intermediate-term loans or long-term loans, these loans are the perfect financing solution for your small-scale business.
Flexi Loan Facility: Withdraw only what you need and repay funds as per your business cash flow at nil prepayment charges. Pay only interest as EMIs, and repay the principal at the end of the tenor. Interest is charged only on the amount withdrawn, helping you to lower your EMIs by up to 45% and helping your cash flow.
Hassle-free unsecured loans: These unsecured business loans are approved in under 24 hours, come with easy eligibility criteria and can be applied for with just 2 documents. These exclusive features make Bajaj Finserv the best, fastest and most hassle-free business loan provider to meet urgent financial needs of your growing business.
Loans up to Rs. 30 Lakh: Whether your business has needs for short-term loans, intermediate-term loans or long-term loans, Bajaj Finserv offers business loans up to Rs. 30 lakhs. You can use the loan amount to invest in infrastructure, expand operations, buy equipment or inventory, or even to increase working capital.
No collateral: Bajaj Finserv business loans are collateral-free, which means you won’t have to put your personal or business assets on the line to get financing. And since you don’t need to pledge collateral, there is no requirement for appraisal of the value of your assets. As a result, with collateral-free loans, funding is much faster and requires only minimal documentation.
Pre-approved Offers: Apply online and get pre-approved offers for an instant loan without security from Bajaj Finserv. Enjoy a high top-up loan or an interest rate reduction on your business loan.
Online Account Access: You have the convenience of accessing your business loan statement anytime from anywhere.
Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all
types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against
Property .
Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.
