Quick-Enquiry

Captcha-Refresh

Please enter OTP received at your mobile.

Bank Logo

Kotak Mahindra Bank Business Loan

At Kotak, we understand how every little step makes a huge difference in reaching your business goals. To help you meet newer milestones of success every day, we offer a wide range of collateral-free customized business loan solutions best suited for your business requirements. Expand your business or finance any other business requirements with loan amounts ranging from Rs. 5 Lakhs to 75 Lakhs*.

Kotak Mahindra Bank offers business loans start from Rs.5 lakhs to Rs.75 Lakhs at competitive interest rates. Minimal paperwork and speedy approvals, Easy repayment options, Doorstep Services. Use Business Loan EMI Calculator to calculate monthly EMIs on the basis of Loan Amount, Interest Rate & Tenure. Apply for Business Loans in Delhi-NCR online with LoanMoney to avail maximum loan amount with the lowest interest rates and quick approval.

  Salaried Self Employed Professional
Age NA 25 To 65 Years 25 To 65 Years
Loan Amount 5 To 75 Lakhs 5 To 75 Lakhs 5 To 75 Lakhs
Tenure  NA 3 To 5 Years 3 To 5 Years
Rate of Interest / APR [Annual Percentage Rate] 15% To 19% 15% To 19% 15% To 19%
Features Flexible repayment methods Facility Flexible repayment methods Facility Flexible repayment methods Facility
Processing Fees 15% To 19% 15% To 19% 15% To 19%
Special NA top-ups when reqire after 6 month top-ups when reqire after 6 month
Documentation NA KYC/Financial(2 Years) & ownership Proof KYC/Financial(2 Years) & ownership Proof
Eligibility

NA

The following people are eligible to apply for a Business Loan:

  • Self employed individuals, Proprietors, Private Ltd. Co. and Partnership Firms involved in the business of Manufacturing, Trading or Services.
  • The business should have a minimum turnover of Rs. 40 lakhs
  • Individuals who have been in the current business for a minimum of 3 years, with 5 years total business experience.
  • Those whose business has been profit making for the previous 2 years
  • The business should have a Minimal Annual Income (ITR) of Rs. 1.5 lakhs per annum
  • The applicant should be at least 21 years at the time of applying for the loan, and should be no older than 65 years at the time of loan maturity

The following people are eligible to apply for a Business Loan:

  • Self employed individuals, Proprietors, Private Ltd. Co. and Partnership Firms involved in the business of Manufacturing, Trading or Services.
  • The business should have a minimum turnover of Rs. 40 lakhs
  • Individuals who have been in the current business for a minimum of 3 years, with 5 years total business experience.
  • Those whose business has been profit making for the previous 2 years
  • The business should have a Minimal Annual Income (ITR) of Rs. 1.5 lakhs per annum
  • The applicant should be at least 21 years at the time of applying for the loan, and should be no older than 65 years at the time of loan maturity
  • Minimum 1 cr T/over must
  • Minimum 4 lac ITR must
  • Wonership proof must
  • Business continuty minimum 4 year
  • Last 6 month no single Bouncing in any of Loans.
Particulars Salaried Self Employed Professional
Age(Min-Max) NA 25 To 65 Years 25 To 65 Years
Minimum Income NA Min. 4 Lakh/ p.a ITR Min. 4 Lakh/ p.a ITR
Co-applicant NA If Required If Required
Loan Tenure NA 3 To 5 Years 3 To 5 Years
Maximum Loan Amount NA Max. 75 Lakhs Max. 75 Lakhs
Employment/Business Continuity NA Min. 3 Years Min. 3 Years
CIBIL Score NA Min. 650 Min. 650

Mandatory Documents List

Identity proof - PAN Card/Driving License/ Passport/ Voter's ID/ Aadhaar Card
Address Proof - Passport/Driving License/Voter's ID/Aadhaar Card/Utility Bill/Bank Statement/Bank Account Passbook (Updated and no more than 3 months old)
Ownership proof - Agreement Copy / Electricity Bill / Maintenance Bill with share certificate / Municipal tax bill/Share certificate
Business continuity proof - Shop and Establishment Certificate/Tax registrations-VAT/Service tax/GST registrations
Firm Constitution - MOA/Partner Ship Deed/GST Registration Certificate

Fee Amount to be Paid
Rate of Interest 15% To 19%
Loan Processing Charges Upto 2%
Cheque Bounce Charges NA
Cheque/ Instrument Swap charges NA
Prepayment/ Foreclosure Charges NA
Default Interest Rate NA
Duplicate Statement Issuance Charges NA
Duplicate Amortization Schedule Charges NA
Duplicate Interest Certificate NA
S(Provisional/ Actual) issuance Charges NA

Features of Kotak Mahindra Business Loan

  • Kotak Business Loans are available from Rs. 5 lakhs to Rs. 75 Lakhs
  • Minimal paperwork
  • Easy repayment options
  • Services are made available at your doorstep
  • Collateral-free Loan
  • Quick Approvals - Sanction within 72 Hours
  • Repayment Tenure of upto 48 months

Advantages of Business Loan

Whether you are an established business professional or a budding entrepreneur, you can always turn to Kotak Business Loans in times when your business needs more capital. We offer business loans ranging from Rs. 5 lakhs – Rs.75 Lakhs with flexible repayment methods.

Why Kotak Mahindra Bank?

Kotak’s Business Loan is a collateral-free loan. It means that if you satisfy the business loan eligibility criteria, you could get the business loan without any collateral. No security is required. Kotak Business Loans range from Rs. 5 lakhs to Rs.75 Lakhs. We also offer loans against credit card receivables (FCCR) with a maximum loan amount of Rs.3 crore.

Advantages of Customers

  • Flexible Loan payments
  • Save time on loan processing and approval
  • One stop for expert financial assistance
  • Simplified Access & Minimal Documentation
  • Balance Transfer Available
segmentation

Advantage with Loanmoney

Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against Property .

Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.


  • Expert & Experience Loan Advisor
    We are a team of young and energetic professionals from diverse backgrounds like Ex Bankers, CAs to guide hassle free Loan process and to deliver on commitment.

  • Multi Bank Option
    Loanmoney deals with Over 35 Banks & NBFCs,As per customer profile & financial we will give you minimum 3 best deal for your Personal Loan which is available in the market.

  • Free Door step Service
    Loanmoney doesn't charge anything against the customer for the Service of your Loan and help you to get desire Loan amount with lowest Rate.

  • End to End services
    We are very vibrant and dynamic Loan agency who manage all the processes ourselves from lead sourcing to Loan Disbursal. We work for customer utmost satisfaction.

  • Transparency & Safety
    We will share every terms and conditions related with your Loan process like interest rates, payment tenure, EMI and any other charge applied during Loan process & at before loan disbursement on recorded lines.

  • Referral Program
    Loanmoney offer an attractive scheme for earn extra bucks after getting loan. Any Disburse customer can become our associates &can start earning on referring New customers to Loan Money.

Stay Connected With Us