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TATA Capital Business Loan

Running a successful business is not easy in this competitive world. At TATA Capital, we understand your world better as we have been in this industry for many years.  We take pride in partnering with you to provide the financial support, to route the funds in the right direction and give your business the boost you need.

With us, finding the loan that works for your business is easy and simple. We have taken the difficulty out from business loan application journey so that you can spend more time taking care of the business.

Tata Capital offers business loans up to Rs. 75 Lakhs at attractive interest rates,  longest tenure up to 30 years with lowest EMI. EMI Calculator to check your monthly EMI payments. Use Business Loan EMI Calculator to calculate monthly EMIs on the basis of Loan Amount, Interest Rate & Tenure. Apply for Business Loans in Delhi-NCR online with LoanMoney to avail maximum loan amount with the lowest interest rates and quick approval.

  Salaried Self Employed Professional
Age NA 25 To 65 Years 25 To 65 Years
Loan Amount 5 To 75 Lakhs 5 To 75 Lakhs 5 To 75 Lakhs
Tenure  NA 1 To 3 Years 1 To 3 Years
Rate of Interest / APR [Annual Percentage Rate] 17% To 20% 17% To 20% 17% To 20%
Features Loan Eligibility Can Be Done As Per Customer Requirement Loan Eligibility Can Be Done As Per Customer Requirement Loan Eligibility Can Be Done As Per Customer Requirement
Processing Fees 2% To 2.75% 2% To 2.75% 2% To 2.75%
Special NA Overdue if Required Overdue if Required
Documentation NA KYC/Financial(2 Years) & Property Documents. KYC/Financial(2 Years) & Property Documents.
Eligibility

NA

  • You should be in the age group of 25-65 years.
  • Your business must be in existence for three consecutive financial years.
  • Your business should have a cash profit in the last two financial years.
  • Your turnover needs to show an upward trend.
  • Your balance sheet must be audited by a registered Chartered Accountant.
  • Loan should be the existing business.
  • You should be in the age group of 25-65 years.
  • Your business must be in existence for three consecutive financial years.
  • Your business should have a cash profit in the last two financial years.
  • Your turnover needs to show an upward trend.
  • Your balance sheet must be audited by a registered Chartered Accountant.
  • Loan should be the existing business.
  • Minimum 3 year Business proof require
  • Ownership Proof Must 
  • Minimum t/over 1 cr Require
  • 3 year financials Must
  • 80% Business must be shown in Banking
  • minimum 4 lac Itr Must
Particulars Salaried Self Employed Professional
Age(Min-Max) NA 25 To 65 Years 25 To 65 Years
Minimum Income NA Min. 4 Lakh/ p.a ITR Min. 4 Lakh/ p.a ITR
Co-applicant NA If Required If Required
Loan Tenure NA 1 To 3 Years 1 To 3 Years
Maximum Loan Amount NA Max. 50 Lakhs Max. 50 Lakhs
Employment/Business Continuity NA Min. 3 Years Min. 3 Years
CIBIL Score NA Min. 650 Min. 650

Photo Identity Proof: Your Business Loan application form with passport size photographs along with a copy of your Voter ID /Passport/Driving License/ Aadhaar card

Bank Statements: A copy of your certified bank statements for the last six months

Business Proof

  • Trade License/Establishment/Sales Tax Certificate
  • Ownership documents
  • Sole Proprietorship Declaration or certified copy of Partnership Deed
  • Income Tax Returns along with computation for the last two years
  • P/L Profit/Loss statement and balance sheet for the last two years
Fee Amount to be Paid
Rate of Interest 16% To 20%
Loan Processing Charges 2% To 2.75%
Cheque Bounce Charges NA
Cheque/ Instrument Swap charges NA
Prepayment/ Foreclosure Charges NA
Default Interest Rate NA
Duplicate Statement Issuance Charges NA
Duplicate Amortization Schedule Charges NA
Duplicate Interest Certificate NA
S(Provisional/ Actual) issuance Charges NA

Feature of TATA Capital Business Loan

TATA Capital gives Business Loan to self-employed and business professional for financing the increase or working capital requirements of their business. There are some benefits of taking a loan from TATA Capital:

  • You can foreclose your entire Business Loan anytime after paying 6 EMI's at foreclosure charges - 4.5% of the outstanding balance.
  • Collateral-free Loan or No Guarantor Required
  • Flexible Repayment Options
  • Competitive Interest Rates
  • Simple Documentation and quick loan disbursement

Advantage of TATA Capital Business Loan

Easy Payment: We offer the flexibility to create Business Loans with repayment solution that meet your specific needs. Our business loans are flexible and can be custom-built for your benefit.

No Security: There is no obligation whatsoever and no need to attach collateral when you apply for a business loan with us.

Quick Access to Finance: Get the money for your financial needs within just a few days.  The process is easy and quick to meet your urgent business requirements.

Benefits of TATA Capital Business Loan

Business Loans are all-encompassing. You can use these funds to buy equipment or set up new locations for your venture. You can hire human resources in order to expand your operations or you can use the money for any of your business needs. It is completely up to you how you want to use the funds. 

Advantage for Customer

  • Higher Loan Amount Upto 50 Lakhs
  • Lowest Rate of Interest
  • Collateral-free Loan 
  • No Guarantor Required
  • Flexible Repayment Options
  • Low EMI
  • Easy Documentation
  • Quick Loan Disbursement
  • Doorstep Services (Document pick-up)
segmentation

Advantage with Loanmoney

Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against Property .

Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.


  • Expert & Experience Loan Advisor
    We are a team of young and energetic professionals from diverse backgrounds like Ex Bankers, CAs to guide hassle free Loan process and to deliver on commitment.

  • Multi Bank Option
    Loanmoney deals with Over 35 Banks & NBFCs,As per customer profile & financial we will give you minimum 3 best deal for your Personal Loan which is available in the market.

  • Free Door step Service
    Loanmoney doesn't charge anything against the customer for the Service of your Loan and help you to get desire Loan amount with lowest Rate.

  • End to End services
    We are very vibrant and dynamic Loan agency who manage all the processes ourselves from lead sourcing to Loan Disbursal. We work for customer utmost satisfaction.

  • Transparency & Safety
    We will share every terms and conditions related with your Loan process like interest rates, payment tenure, EMI and any other charge applied during Loan process & at before loan disbursement on recorded lines.

  • Referral Program
    Loanmoney offer an attractive scheme for earn extra bucks after getting loan. Any Disburse customer can become our associates &can start earning on referring New customers to Loan Money.

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