LoanMoney is one of the leading Loan Agency in Delhi/NCR. National Capital Region (NCR) of Delhi is a region which includes the states and cities New Delhi, Noida and Ghaziabad in the state of Uttar Pradesh, Gurgaon and Faridabad in the state of Haryana as its major constituents. Noida and Ghaziabad are industrial towns and business areas while Indirapuram is a large residential locality containing real estate and malls.
Delhi is known for its real estate market and attractive tourist places and in addition, for hi-tech IT/ITES industries. Delhi has endless possibilities of business and tourism and has been the locale of people from different cultures since ages. Noida is also a major hub for the IT industry. It is the largest urban area in the country and contains the seats of government, industry, education, commerce, business and tourism.
Fulfil your dream of owning a home with the LoanMoney Home Loan which offers home loans starting from Rs. 10 Lakhs to Rs. 10 Crores with attractive Interest Rate. Whether you’re looking to buy or build your first home or simply want to refurbish your current home. We offer Home loans for Direct purchase from developers for both under construction and ready property.
Online Apply for Home Loan with attractive interest rates starting from 8.10% to 11.55% and flexible tenure of up to 30 years, refinance your existing home loan easily with the Balance Transfer facility, and also avail a high-value top-up loan of up to Rs. 50 lakh to secure finance for other requirements. If you are a self-employed or salaried individual with a stable income above 21 years of age, check your eligibility for a home loan in Pune and get easy approval from the Bank/NBFCs.
Home Loan comes with a host of benefits such as smaller EMIs where you can space out your payment over a longer tenure, attractive interest rates, low processing fee, easy documentation, hassle-free application process, doorstep service, and quick turnaround time.
LoanMoney provides easy and hassle-free Home Loan for a loan amount starting from Rs. 10 Lakhs. Get smooth processing to compare the interest rate from 10 Banks, Maximum Loan Amount up to 25 Crores, Minimum Documentation, Tenure of Upto 30 Years, Doorstep services. We provide customised Housing Loan to salaried and self-employed people.
If you are looking for a Dream Home Loan in Delhi-NCR with a low interest rate, LoanMoney deals with Over 35 Banks & NBFCs, As per customer profile & financial we will give you a minimum 3 best deals. LoanMoney doesn't charge anything against the customer for the Service of your Loan and helps you to get the desired Loan amount with the lowest Rate.
10 Lakh To 10 Crore
6.75% to 7.50%
Maximum loan amount you can get upto 90%Show Details
Upto 5 Crore
6.75% To 7.50%
Get 12 months EMIs waived at no extra chargeShow Details
Upto 10 Crore
6.75% To 7.25%
Get Up to 20% Higher Eligibility & EMI as low as ₹809/lakhShow Details
10 Lakh To 5 Crores
6.85% to 8.25%
OD Facilities With Term LoanShow Details
Upto 10 Crore
6.75% - 8.30%
Loan up to 75% to 80% of the property costShow Details
Upto 3 Crore
9.00% to 12.50%
Eligibility Can Be made as per Customer RequirementShow Details
Upto 5 Crore
8.10% To 11.50%
Get Interest Saver Account with Home LoanShow Details
5 Lakh To 10 Crore
Get Interest Saver Account with Home LoanShow Details
5 Lakh To 75 Lakhs
7.35% to 9.45%
Excellent post disbursement servicesShow Details
10 Lakh To 3.5 Crore
6.90% To 9%
Get a top-up loan up to Rs. 50 LakhShow Details
LoanMoney is a one-stop solution for all your housing loan requirements. Whether you’re looking to purchase or build your first home or just want to refurbish your current home with interest rates starting as low as 8.00%* LoanMoney provides home loans of up to Rs. 10 crores with flexible tenure of up to 30 years. You can transfer your existing home loan easily with the Balance Transfer facility, and also avail a top-up loan facility of up to Rs. 50 lakh to secure finance for other requirements.
Home Loan Eligibility Calculator helps you to understand the maximum loan you can avail of depending on your net monthly income and repayment capacity. Various factors will consider for your home loan eligibility such as net monthly income, property document, company category, job continuity, CIBIL Score, other financial liabilities, etc. You can also check eligibility criteria and document required for the Home Loan.
|Particulars||Salaried||Self Employed & Professional|
|Age(Min-Max)||23 To 58 Years||25 To 65 Years|
|Minimum Income||Net Monthly Salary > 30000/- or More||Min. 2,50,000/ p.a|
|Co-applicant||If Require||If Require|
|Loan Tenure||30 Years||30 Years|
|Maximum Loan Amount||Max. 10 Crore||Max. 10 Crore|
|Employment/Business Continuity||1 Year Job Stability is Mandatory.||3 Year Business Continuity|
|CIBIL Score||Minimum 720||Minimum 650|
Home loans are sanctioned either at fixed interest rates or floating interest rates.
What is Fixed Rate Home Loan?
Fixed Interest Rate home loan is a loan where the interest rate doesn't fluctuate during the fixed-rate period of the loan. And because of the fixed interest rate, the loan EMIs also remain constant. A disadvantage with a fixed-rate home loan is that its interest rate is usually 1% - 2.5% higher than the interest rate for floating rate home loan.
What is Floating Rate Home Loan?
Floating Interest Rate refers to a variable or adjustable interest rate that fluctuates over the duration of the debt obligation. Floating Interest Rate is the opposite of a fixed interest rate, where the interest rate remains constant during the entire loan tenure. Floating interest rate home loans are cheaper compared to fixed interest rate home loans. Also, RBI mandates no prepayment or foreclosure charges for people borrowing a floating rate home loan. The only difficulty with a floating rate home loan is that its EMIs change with the change in the interest rate, which can create stress in planning expenses in advance.
Banks also need you to submit some documents that verify your eligibility to help you get your loan faster. Document requirement changes from bank to bank, but the following are the general ones:Documents Required for Applying for Home Loan by All Applicants and Co-Applicants
Home loans are short term loans which need to be repaid back within a shorter loan tenure of up to 30 years. Banks offer flexible repayment options starting from 2 to 30 years, depending on the Applicant’s profile. As they are short term loans, the borrowed money will have to be repaid back soon. Therefore it is always best to evaluate your repayment capacity before your application for the Home Loan. Home Loan EMI Calculator lets you calculate the EMI which you will have to pay every month if you take a loan of a particular amount and tenure at a specific interest rate.
There are various factors to consider while taking a Home Loan in order to assure the borrower gets the best possible deal. Factors such as:
Loan Amount: Rupees 5 Lakhs to 10 Crore
Rate of Interest (APR)*: 8.50% to 11.55%
Repayment Tenure: Upto 30 Years
Processing Fees: 1% or 10000/-
Prepayment/ Foreclosure: Nil charges for floating rates loans
Illustration: Rs. 1 Lac loan on @12% with processing Fees for 60 Months comes to Rs. 1,33,466/- Equated Monthly Instalment shall be: Rs. 2,224/- only.
* APR - Annual Percentage Rate
Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against Property .
Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S, Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.