Axis Bank provides affordable and flexible housing loans that can turn your dream of owning a home into a reality. Axis Bank home loan is the first choice for the well-informed borrower. Apply for Axis Bank Home loan with LoanMoney and Choose your interest rate type: Fixed and floating interest rates available as per your decision. No prepayment charges on floating-rate loans. Axis Bank home loan comes with a host of benefits such as attractive interest rates, minimum processing fees, flexible tenures, simple & easy processing and doorstep service.
Axis Bank provides Home Loan for salaried or self-employed with interest rates starting from 8.85% p.a. on floating rate loans and 12% p.a. on fixed-rate loans. Home Loan repayment tenure can be extended up to 30 years in the case of floating rate loans and 20 years in the case of fixed-rate loans. Repay your home loan in smaller EMIs, over a longer tenure, depending on the financial condition. Transfer existing home loan with ease.
| Salaried | Self Employed | Professional | |
|---|---|---|---|
| Age | 21 To 60 Years | 21 To 65 Years | 21 To 65 Years |
| Loan Amount | Upto 10 Crore | Upto 25 Crore | Upto 25 Crore |
| Tenure | 5 To 30 Years | 5 To 30 Years | 5 To 30 Years |
| Rate of Interest / APR [Annual Percentage Rate] | 8.40% To 9.25% | 8.40% To 9.25% | 8.40% To 9.25% |
| Features | Get 12 months EMIs waived at no extra charge | Get 12 months EMIs waived at no extra charge | Get 12 months EMIs waived at no extra charge |
| Processing Fees | Min. 10000/ Upto 0.25% + Service Tax | Min. 10000/ Upto 0.25% + Service Tax | Min. 10000/ Upto 0.25% + Service Tax |
| Special | NA | NA | NA |
| Documentation | KYC/Financial(2 Years) & Property Documents. | KYC/Financial(2 Years) & Property Documents. | KYC/Financial(2 Years) & Property Documents. |
| Eligibility |
|
|
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| Particulars | Salaried | Self Employed | Professional |
|---|---|---|---|
| Age(Min-Max) | 21 To 60 Years | 21 To 65 Years | 21 To 65 Years |
| Minimum Income | Min. 2,00,000/ p.a | Min. 2,00,000/ p.a | Min. 2,00,000/ p.a |
| Co-applicant | NA | NA | NA |
| Loan Tenure | 5 To 25 Years | 5 To 25 Years | 5 To 25 Years |
| Maximum Loan Amount | Max. 15 Crore | Max. 25 Crore | Max. 25 Crore |
| Employment/Business Continuity | Min. 2 Years | Min. 3 Years | Min. 3 Years |
| CIBIL Score | Min. 700+ | Min. 600+ | Min. 600+ |
Proof of Identity/ Address:
Proof of Income:
Property documents
Own contribution proof
Sanction letter
| Fee | Amount to be Paid |
|---|---|
| Rate of Interest | 8.40% To 9.25% |
| Loan Processing Charges | Min.10000/ Upto 0.25% + Service Tax |
| Cheque Bounce Charges | NA |
| Cheque/ Instrument Swap charges | NA |
| Prepayment/ Foreclosure Charges | NA |
| Default Interest Rate | NA |
| Duplicate Statement Issuance Charges | NA |
| Duplicate Amortization Schedule Charges | NA |
| Duplicate Interest Certificate | NA |
| S(Provisional/ Actual) issuance Charges | NA |
Axis Bank Home Loan helps you fulfil your dream of owning your home. Axis Bank Home Loan offers a host of benefits such as fixed and floating rate of interest. attractive interest rates, lower EMIs, etc. The Charges Associated with the Axis Bank Home Loan are minimal and completely transparent. We offer attractive home loan interest rates for salaried and self-employed individuals.
Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all
types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against
Property .
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