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Axis Bank Home Loan

Axis Bank provides affordable and flexible housing loans that can turn your dream of owning a home into a reality. Axis Bank home loan is the first choice for the well-informed borrower. Apply for Axis Bank Home loan with LoanMoney and Choose your interest rate type: Fixed and floating interest rates available as per your decision. No prepayment charges on floating-rate loans. Axis Bank home loan comes with a host of benefits such as attractive interest rates, minimum processing fees, flexible tenures, simple & easy processing and doorstep service.

Axis Bank provides Home Loan for salaried or self-employed with interest rates starting from 8.85% p.a. on floating rate loans and 12% p.a. on fixed-rate loans. Home Loan repayment tenure can be extended up to 30 years in the case of floating rate loans and 20 years in the case of fixed-rate loans. Repay your home loan in smaller EMIs, over a longer tenure, depending on the financial condition. Transfer existing home loan with ease.

  Salaried Self Employed Professional
Age 21 To 60 Years 21 To 65 Years 21 To 65 Years
Loan Amount Upto 10 Crore Upto 25 Crore Upto 25 Crore
Tenure  5 To 30 Years 5 To 30 Years 5 To 30 Years
Rate of Interest / APR [Annual Percentage Rate] 8.40% To 9.25% 8.40% To 9.25% 8.40% To 9.25%
Features Get 12 months EMIs waived at no extra charge Get 12 months EMIs waived at no extra charge Get 12 months EMIs waived at no extra charge
Processing Fees Min. 10000/ Upto 0.25% + Service Tax Min. 10000/ Upto 0.25% + Service Tax Min. 10000/ Upto 0.25% + Service Tax
Special NA NA NA
Documentation KYC/Financial(2 Years) & Property Documents. KYC/Financial(2 Years) & Property Documents. KYC/Financial(2 Years) & Property Documents.
Eligibility
  • Individuals in permanent service in the Government or reputed companies fall under the home loan eligibility criteria.
  • Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation, whichever is earlier at the time of loan maturity.
  • Any individual filing income tax returns can apply
  • Applicants should be above 21 years of age at the time of the commencement of the home loan and up to 65 years or less at the time of maturity of the home loan.
  • Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, and management consultants only) meet the Axis Bank Home Loan eligibility criteria.
  • Applicants above 21 years of age at the time of home loan commencement and up to 65 years or less at the time of home loan maturity meet our home loan eligibility criteria.
Particulars Salaried Self Employed Professional
Age(Min-Max) 21 To 60 Years 21 To 65 Years 21 To 65 Years
Minimum Income Min. 2,00,000/ p.a Min. 2,00,000/ p.a Min. 2,00,000/ p.a
Co-applicant NA NA NA
Loan Tenure 5 To 25 Years 5 To 25 Years 5 To 25 Years
Maximum Loan Amount Max. 15 Crore Max. 25 Crore Max. 25 Crore
Employment/Business Continuity Min. 2 Years Min. 3 Years Min. 3 Years
CIBIL Score Min. 700+ Min. 600+ Min. 600+

Proof of Identity/ Address: 

  • Passport
  • PAN Card
  • Aadhaar Card
  • Driving License
  • Voter ID
  • GOI issued Photo ID
  • Govt Employee ID
  • Gas / Telephone Bill
  • Property Tax Receipt

Proof of Income:

  • Latest 3 Months Salary Slips for salaried individuals
  • Form 16 (or Employment continuity proof)
  • Last 2 Years Computation of Income, P&L, Balance sheet with CA seal and sign
  • Business continuity proof: Minimum 3 Years

Property documents

Own contribution proof

Sanction letter

Fee Amount to be Paid
Rate of Interest 8.40% To 9.25%
Loan Processing Charges Min.10000/ Upto 0.25% + Service Tax
Cheque Bounce Charges NA
Cheque/ Instrument Swap charges NA
Prepayment/ Foreclosure Charges NA
Default Interest Rate NA
Duplicate Statement Issuance Charges NA
Duplicate Amortization Schedule Charges NA
Duplicate Interest Certificate NA
S(Provisional/ Actual) issuance Charges NA

Features of Axis Bank

  • Smaller EMIs
  • Minimum Loan Amount Rs. 3 Lakhs
  • Floating & Fixed Interest Rates
  • Longer Tenure
  • Get 12 months EMIs waived at no extra charge
  • No PrePayment Charges

Advantage of Axis Bank

  • Avail Attractive Rate of Interest: Make your home loan affordable and easier on your pocket every month with attractive home loan interest rates.
  • Choose your Interest Rate type: Fixed and floating home loan interest rates available as per your preference.
  • Balance Transfer Facility: Transfer your existing home loan to Axis Bank, without any hassles.
  • Get service at your doorstep: Avail or repay the home loan from the comfort of your home or office.
  • No Prepayment Charges: No prepayment charges for paying off your home loan before the due date (only for loans availed at a floating rate of interest).
  • Be assured of quick, transparent processing: Premium banking customers can contact their Relationship Manager for details of special benefits.
  • Flexible Repayment Tenure: Repay your loan over a longer tenure, depending on the situation of your finances.

Benefit for Axis Bank

Axis Bank Home Loan helps you fulfil your dream of owning your home.  Axis Bank Home Loan offers a host of benefits such as fixed and floating rate of interest. attractive interest rates, lower EMIs, etc. The Charges Associated with the Axis Bank Home Loan are minimal and completely transparent. We offer attractive home loan interest rates for salaried and self-employed individuals.

Advantages for Customer

  • Attractive Interest Rate
  • Hassle-free Application Process
  • Transfer Loan Balance with Ease
  • Get Service at your Doorstep
  • Flexible Repayment Options
  • Lowest EMI
segmentation

Advantage with Loanmoney

Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against Property .

Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.


  • Expert & Experience Loan Advisor
    We are a team of young and energetic professionals from diverse backgrounds like Ex Bankers, CAs to guide hassle free Loan process and to deliver on commitment.

  • Multi Bank Option
    Loanmoney deals with Over 35 Banks & NBFCs,As per customer profile & financial we will give you minimum 3 best deal for your Personal Loan which is available in the market.

  • Free Door step Service
    Loanmoney doesn't charge anything against the customer for the Service of your Loan and help you to get desire Loan amount with lowest Rate.

  • End to End services
    We are very vibrant and dynamic Loan agency who manage all the processes ourselves from lead sourcing to Loan Disbursal. We work for customer utmost satisfaction.

  • Transparency & Safety
    We will share every terms and conditions related with your Loan process like interest rates, payment tenure, EMI and any other charge applied during Loan process & at before loan disbursement on recorded lines.

  • Referral Program
    Loanmoney offer an attractive scheme for earn extra bucks after getting loan. Any Disburse customer can become our associates &can start earning on referring New customers to Loan Money.

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