Bajaj Finserv, the best Home Loan provider in India, offers easy housing finance solutions. With attractive Home Loan interest rates and a host of benefits to suit your finances, Our Home Loans in India are designed to help you get your dream home without the hassle. Get the benefits of an easy balance transfer and a high-value top-up loan. Fill the online application form to apply for a Home Loan from Bajaj Finserv today.
Use Home Loan EMI Calculator to calculate monthly EMIs on the basis of Loan Amount, Interest Rate & Tenure. Apply for Home Loans in Delhi-NCR online with LoanMoney to avail the lowest interest rates and quick approval.
| Salaried | Self Employed | Professional | |
|---|---|---|---|
| Age | 23 To 62 Years | 25 To 70 Years | NA |
| Loan Amount | 10 Lakh To 3.5 Crore | Max. 25 Crore | NA |
| Tenure | Max. 30 Years | Max. 30 Years | NA |
| Rate of Interest / APR [Annual Percentage Rate] | 6.90% To 9% | 6.90% To 9% | 6.90% To 9% |
| Features | Get a top-up loan up to Rs. 50 Lakh | Get a top-up loan up to Rs. 50 Lakh | Get a top-up loan up to Rs. 50 Lakh |
| Processing Fees | 0.50% + Service Tax | 0.50% + Service Tax | 0.50% + Service Tax |
| Special | NA | NA | NA |
| Documentation | KYC/Financial(2 Years) & Property Documents. | KYC/Financial(2 Years) & Property Documents. | NA |
| Eligibility | For Salaried individuals, Housing Loan eligibility criteria is
|
For self-employed individuals, Housing Loan eligibility criteria are Whether you are a businessman, doctor, CA or an engineer we have customized home loans up to Rs. 5 crores, if-
|
NA |
| Particulars | Salaried | Self Employed | Professional |
|---|---|---|---|
| Age(Min-Max) | 23 To 62 Years | 25 To 70 Years | NA |
| Minimum Income | Min. 2,00,000/ p.a | Min. 2,00,000/ p.a | NA |
| Co-applicant | NA | NA | NA |
| Loan Tenure | Max. 30 Years | Max. 25 Years | NA |
| Maximum Loan Amount | Max. 3.5 Crore | Max. 5 Crore | NA |
| Employment/Business Continuity | Min. 3 Years | Min. 5 Years | NA |
| CIBIL Score | Min. 700+ | Min. 600+ | NA |
The documents required for a Home Loan from Bajaj Finserv include:
| Fee | Amount to be Paid |
|---|---|
| Rate of Interest | 6.90% To 9% |
| Loan Processing Charges | 0.50% To 1.20% + Service Tax |
| Cheque Bounce Charges | NA |
| Cheque/ Instrument Swap charges | NA |
| Prepayment/ Foreclosure Charges | NA |
| Default Interest Rate | NA |
| Duplicate Statement Issuance Charges | NA |
| Duplicate Amortization Schedule Charges | NA |
| Duplicate Interest Certificate | NA |
| S(Provisional/ Actual) issuance Charges | NA |
Get a home loan up to Rs. 3.5 crore from Bajaj Finserv at the lowest interest rate in India with added features like additional top-up loan and doorstep service.
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