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Bajaj Finserv Home Loan

Bajaj Finserv, the best Home Loan provider in India, offers easy housing finance solutions. With attractive Home Loan interest rates and a host of benefits to suit your finances, Our Home Loans in India are designed to help you get your dream home without the hassle. Get the benefits of an easy balance transfer and a high-value top-up loan. Fill the online application form to apply for a Home Loan from Bajaj Finserv today.

Use Home Loan EMI Calculator to calculate monthly EMIs on the basis of Loan Amount, Interest Rate & Tenure. Apply for Home Loans in Delhi-NCR online with LoanMoney to avail the lowest interest rates and quick approval.

  Salaried Self Employed Professional
Age 23 To 62 Years 25 To 70 Years NA
Loan Amount 10 Lakh To 3.5 Crore Max. 25 Crore NA
Tenure  Max. 30 Years Max. 30 Years NA
Rate of Interest / APR [Annual Percentage Rate] 6.90% To 9% 6.90% To 9% 6.90% To 9%
Features Get a top-up loan up to Rs. 50 Lakh Get a top-up loan up to Rs. 50 Lakh Get a top-up loan up to Rs. 50 Lakh
Processing Fees 0.50% + Service Tax 0.50% + Service Tax 0.50% + Service Tax
Special NA NA NA
Documentation KYC/Financial(2 Years) & Property Documents. KYC/Financial(2 Years) & Property Documents. NA

For Salaried individuals, Housing Loan eligibility criteria is

  • You should be a resident of India

  • You should be between 23 and 62 years of age

  • You should be a salaried individual with a work experience of 3 years or more.

  • The minimum and maximum loan amounts are Rs. 10 lakh and Rs. 3.5 crore respectively.

For self-employed individuals, Housing Loan eligibility criteria are

Whether you are a businessman, doctor, CA or an engineer we have customized home loans up to Rs. 5 crores, if-

  • You are an Indian resident.

  • You are between 25-70 years of age.

  • You are a self-employed individual with minimum of 5 years of continuity in current business.


Particulars Salaried Self Employed Professional
Age(Min-Max) 23 To 62 Years 25 To 70 Years NA
Minimum Income Min. 2,00,000/ p.a Min. 2,00,000/ p.a NA
Co-applicant NA NA NA
Loan Tenure Max. 30 Years Max. 25 Years NA
Maximum Loan Amount Max. 3.5 Crore Max. 5 Crore NA
Employment/Business Continuity Min. 3 Years Min. 5 Years NA
CIBIL Score Min. 700+ Min. 600+ NA

The documents required for a Home Loan from Bajaj Finserv include:

  • Identity proof & KYC Documents
    • PAN Card
    • Aadhaar Card
    • Driving License
    • Voter ID Card
    • Passport
  • Address proof
    • Voter ID Card
    • Aadhaar Card
    • Driving License
    • Passport
    • Utility Bill, etc.
  • Photograph
  • Form 16/ latest salary slips
  • Bank account statements of the last 6 months
  • Proof of business continuity (for businesspersons, self-employed)
Fee Amount to be Paid
Rate of Interest 6.90% To 9%
Loan Processing Charges 0.50% To 1.20% + Service Tax
Cheque Bounce Charges NA
Cheque/ Instrument Swap charges NA
Prepayment/ Foreclosure Charges NA
Default Interest Rate NA
Duplicate Statement Issuance Charges NA
Duplicate Amortization Schedule Charges NA
Duplicate Interest Certificate NA
S(Provisional/ Actual) issuance Charges NA

Feature of Bajaj Finserv Home Loan

  • Easy Balance Transfer Facility: Refinance your existing home loan with Bajaj Finserv, with minimal documentation and faster processing. Apply for home loan transfer, and get a top-up loan at the nominal interest rate.
  • Top-up Loan: Finance your other requirements with a high-value top-up loan over and above your existing housing loan. Get a top-up loan up to Rs. 50 Lakh without any extra documentation, at a nominal rate of interest.
  • Property Dossier: A customised report to guide you through all the legal and financial aspects of being a property owner.
  • Part-prepayment and Foreclosure Facility: No charges on part-prepayment or foreclosure to make the loan affordable
  • Flexible Tenor: Flexible tenors ranging up to 240 months, to fit your repayment capacity.
  • Minimal Documentation: Easy Home Loan eligibility criteria and minimal documentation, to help you get your loan faster
  • Online Account Management: Online management of your Home Loan using our digital customer portal, for your convenience
  • Customised Insurance Schemes: Customised insurance schemes to protect your family from the burden of repaying the housing loan in case of unforeseen events

Advantage of Bajaj Finserv

  • Easy Balance Transfer Facility
  • Top-up Loan
  • Property Dossier
  • Part-prepayment and Foreclosure Facility
  • Flexible Tenor
  • Minimal Documentation
  • Online Account Management
  • Customised Insurance Schemes

Benefits of Bajaj Finserv

Get a home loan up to Rs. 3.5 crore from Bajaj Finserv at the lowest interest rate in India with added features like additional top-up loan and doorstep service.

Advantage of Bajaj Finserv

  • Attractive Interest Rate
  • Easy Balance Transfer
  • High Volume Top-Up
  • Get your Dream Home without hassle
  • Minimum Documentation
  • Flexible Tenor
  • Doorstep Services

Advantage with Loanmoney

Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against Property .

Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.

  • Expert & Experience Loan Advisor
    We are a team of young and energetic professionals from diverse backgrounds like Ex Bankers, CAs to guide hassle free Loan process and to deliver on commitment.

  • Multi Bank Option
    Loanmoney deals with Over 35 Banks & NBFCs,As per customer profile & financial we will give you minimum 3 best deal for your Personal Loan which is available in the market.

  • Free Door step Service
    Loanmoney doesn't charge anything against the customer for the Service of your Loan and help you to get desire Loan amount with lowest Rate.

  • End to End services
    We are very vibrant and dynamic Loan agency who manage all the processes ourselves from lead sourcing to Loan Disbursal. We work for customer utmost satisfaction.

  • Transparency & Safety
    We will share every terms and conditions related with your Loan process like interest rates, payment tenure, EMI and any other charge applied during Loan process & at before loan disbursement on recorded lines.

  • Referral Program
    Loanmoney offer an attractive scheme for earn extra bucks after getting loan. Any Disburse customer can become our associates &can start earning on referring New customers to Loan Money.

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