Give Happiness a whole new meaning in your Own Home.
Bank of Baroda Pre Approved Home Loan provides in-principle approval for a Home Loan prior to identification of a specific house/flat/plot by a prospective applicant of Home Loan. Home loan rates of BOB is the best in the market without any differentiation in loan amount or tenure, salaried or self-employed, NRI.
All Existing Home Loan Borrowers including NRIs /PIOs, Staff and Ex-staff Members( availed home loan under the public scheme as well as Staff Housing Loans)
| Salaried | Self Employed | Professional | |
|---|---|---|---|
| Age | 21 To 60 Years | 21 To 65 Years | 21 To 65 Years |
| Loan Amount | 10 Lakh To 5 Crores | 10 Lakh To 10 Crores | 10 Lakh To 10 Crores |
| Tenure | Upto 30 Years | Upto 30 Years | Upto 30 Years |
| Rate of Interest / APR [Annual Percentage Rate] | 8.15% | 8.15% | 8.15% |
| Features | OD Facilities With Term Loan | OD Facilities With Term Loan | OD Facilities With Term Loan |
| Processing Fees | 0.50% Or Rs. 8,500/- To Rs. 25,000/- maximum | 0.50% Or Rs. 8,500/- To Rs. 25,000/- maximum | 0.50% Or Rs. 8,500/- To Rs. 25,000/- maximum |
| Special | NA | NA | NA |
| Documentation | KYC/Financial(2 Years) & Property Documents. | KYC/Financial(2 Years) & Property Documents. | KYC/Financial(2 Years) & Property Documents. |
| Eligibility | All resident and non-resident Indians between 21 and 65 years are eligible for our home loans.
|
All resident and non-resident Indians between 21 and 70 years are eligible for our home loans.
|
All resident and non-resident Indians between 21 and 70 years are eligible for our home loans.
|
| Particulars | Salaried | Self Employed | Professional |
|---|---|---|---|
| Age(Min-Max) | 21 To 60 Years | 21 To 65 Years | 21 To 65 Years |
| Minimum Income | 2,50,000/- p.a | 3,00,000/- p.a | 3,00,000/- p.a |
| Co-applicant | NA | NA | NA |
| Loan Tenure | Upto 30 Years | Upto 30 Years | Upto 30 Years |
| Maximum Loan Amount | Upto 5 Crore | Upto 10 Crore | Upto 10 Crore |
| Employment/Business Continuity | Min. 1 Years | Min. 3 Years | Min. 3 Years |
| CIBIL Score | 600+ | 600+ | 600+ |
Document required for Salaried Employee
Document required for Self-Employed and Professionals
| Fee | Amount to be Paid |
|---|---|
| Rate of Interest | 8.15% |
| Loan Processing Charges | 0.50% Or Rs. 8,500/- To Rs. 25,000/- maximum |
| Cheque Bounce Charges | NA |
| Cheque/ Instrument Swap charges | NA |
| Prepayment/ Foreclosure Charges | NA |
| Default Interest Rate | NA |
| Duplicate Statement Issuance Charges | NA |
| Duplicate Amortization Schedule Charges | NA |
| Duplicate Interest Certificate | NA |
| S(Provisional/ Actual) issuance Charges | NA |
Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all
types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against
Property .
Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.
