Give Happiness a whole new meaning in your Own Home.
Bank of Baroda Pre Approved Home Loan provides in-principle approval for a Home Loan prior to the identification of a specific house/flat/plot by a prospective applicant of Home Loan. Home loan rates of BOB is the best in the market without any differentiation in loan amount or tenure, salaried or self-employed, NRI.
All Existing Home Loan Borrowers including NRIs /PIOs, Staff and Ex-staff Members( availed home loan under the public scheme as well as Staff Housing Loans). Use Home Loan EMI Calculator to calculate monthly EMIs on the basis of Loan Amount, Interest Rate & Tenure. Apply for Home Loans in Delhi-NCR online with LoanMoney to avail the lowest interest rates and quick approval.
| Salaried | Self Employed | Professional | |
|---|---|---|---|
| Age | 21 To 60 Years | 21 To 65 Years | 21 To 65 Years |
| Loan Amount | 10 Lakh To 5 Crores | 10 Lakh To 10 Crores | 10 Lakh To 10 Crores |
| Tenure | Upto 30 Years | Upto 30 Years | Upto 30 Years |
| Rate of Interest / APR [Annual Percentage Rate] | 8.15% | 8.15% | 8.15% |
| Features | OD Facilities With Term Loan | OD Facilities With Term Loan | OD Facilities With Term Loan |
| Processing Fees | 0.50% Or Rs. 8,500/- To Rs. 25,000/- maximum | 0.50% Or Rs. 8,500/- To Rs. 25,000/- maximum | 0.50% Or Rs. 8,500/- To Rs. 25,000/- maximum |
| Special | NA | NA | NA |
| Documentation | KYC/Financial(2 Years) & Property Documents. | KYC/Financial(2 Years) & Property Documents. | KYC/Financial(2 Years) & Property Documents. |
| Eligibility | All resident and non-resident Indians between 21 and 65 years are eligible for our home loans.
|
All resident and non-resident Indians between 21 and 70 years are eligible for our home loans.
|
All resident and non-resident Indians between 21 and 70 years are eligible for our home loans.
|
| Particulars | Salaried | Self Employed | Professional |
|---|---|---|---|
| Age(Min-Max) | 21 To 60 Years | 21 To 65 Years | 21 To 65 Years |
| Minimum Income | 2,50,000/- p.a | 3,00,000/- p.a | 3,00,000/- p.a |
| Co-applicant | NA | NA | NA |
| Loan Tenure | Upto 30 Years | Upto 30 Years | Upto 30 Years |
| Maximum Loan Amount | Upto 5 Crore | Upto 10 Crore | Upto 10 Crore |
| Employment/Business Continuity | Min. 1 Years | Min. 3 Years | Min. 3 Years |
| CIBIL Score | 600+ | 600+ | 600+ |
Document required for Salaried Employee
Document required for Self-Employed and Professionals
| Fee | Amount to be Paid |
|---|---|
| Rate of Interest | 8.15% |
| Loan Processing Charges | 0.50% Or Rs. 8,500/- To Rs. 25,000/- maximum |
| Cheque Bounce Charges | NA |
| Cheque/ Instrument Swap charges | NA |
| Prepayment/ Foreclosure Charges | NA |
| Default Interest Rate | NA |
| Duplicate Statement Issuance Charges | NA |
| Duplicate Amortization Schedule Charges | NA |
| Duplicate Interest Certificate | NA |
| S(Provisional/ Actual) issuance Charges | NA |
Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all
types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against
Property .
Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.
