At Citibank, we understand that you need different types of mortgage products at different stages of life. A mortgage loan goes a long way in financing your aspirations.
Our mortgage products are packed with features that will complement both your lifestyle and financial goals. Whether you looking at buying a new house, renovating your existing home, investing in property or transferring your existing loan, Citibank presents to you the widest range of mortgage loan solutions with different mortgage loan rates to make your dream home a reality.
Choose from one of our home loan options and allow us to make your dream a reality. Our home loans, with their extensive features, host of benefits and competitive interest rates, have been specially designed to suit your home finance needs. With the Citibank Home Credit option, you can also avail the benefits of interest savings available for withdrawal, or faster repayment, towards your home loan.
| Salaried | Self Employed | Professional | |
|---|---|---|---|
| Age | 23 To 60 Years | 23 To 65 Years | 23 To 65 Years |
| Loan Amount | 5 Lakh To 10 Crore | 5 Lakh To 25 Crore | 5 Lakh To 25 Crore |
| Tenure | Max. 25 Years | Max. 25 Years | Max. 25 Years |
| Rate of Interest / APR [Annual Percentage Rate] | 8.50% Onwards | 8.50% Onwards | 8.50% Onwards |
| Features | Get Interest Saver Account with Home Loan | Get Interest Saver Account with Home Loan | Get Interest Saver Account with Home Loan |
| Processing Fees | Min. 5900/ Or 1% + Service Tax | Min. 5900/ Or 1% + Service Tax | Min. 5900/ Or 1% + Service Tax |
| Special | NA | NA | NA |
| Documentation | KYC/Financial(2 Years) & Property Documents. | KYC/Financial(2 Years) & Property Documents. | KYC/Financial(2 Years) & Property Documents. |
| Eligibility |
|
|
|
| Particulars | Salaried | Self Employed | Professional |
|---|---|---|---|
| Age(Min-Max) | 23 To 60 Years | 23 To 65 Years | 23 To 65 Years |
| Minimum Income | Min. 2,40,000/ p.a | Min. 2,40,000/ p.a | Min. 2,40,000/ p.a |
| Co-applicant | NA | NA | NA |
| Loan Tenure | Max. 25 Years | Max. 25 Years | Max. 25 Years |
| Maximum Loan Amount | Max. 10 Crore | Max. 25 Crore | Max. 25 Crore |
| Employment/Business Continuity | Min. 2 Year | Min. 3 Year | Min. 3 Year |
| CIBIL Score | Min. 700+ | Min. 650+ | Min. 650+ |
For Salaried
For Self-Employed
| Fee | Amount to be Paid |
|---|---|
| Rate of Interest | 8.50% Onwards |
| Loan Processing Charges | Min. 5900/ Or 1% + Service Tax |
| Cheque Bounce Charges | NA |
| Cheque/ Instrument Swap charges | NA |
| Prepayment/ Foreclosure Charges | NA |
| Default Interest Rate | NA |
| Duplicate Statement Issuance Charges | NA |
| Duplicate Amortization Schedule Charges | NA |
| Duplicate Interest Certificate | NA |
| S(Provisional/ Actual) issuance Charges | NA |
Whether you're a first-time home buyer, investing in your dream home or changing homes - we have the right home loan offering to suit your needs.
Special features of Citibank Home Loan
Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all
types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against
Property .
Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.
