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Citibank Home Loan

At Citibank, we understand that you need different types of mortgage products at different stages of life. A mortgage loan goes a long way in financing your aspirations.

Our mortgage products are packed with features that will complement both your lifestyle and financial goals. Whether you looking at buying a new house, renovating your existing home, investing in property or transferring your existing loan, Citibank presents to you the widest range of mortgage loan solutions with different mortgage loan rates to make your dream home a reality.

Choose from one of our home loan options and allow us to make your dream a reality. Our home loans, with their extensive features, host of benefits and competitive interest rates, have been specially designed to suit your home finance needs. With the Citibank Home Credit option, you can also avail the benefits of interest savings available for withdrawal, or faster repayment, towards your home loan.

Use Home Loan EMI Calculator to calculate monthly EMIs on the basis of Loan Amount, Interest Rate & Tenure. Apply for Home Loans in Delhi-NCR online with LoanMoney to avail lowest interest rates and quick approval.

  Salaried Self Employed Professional
Age 23 To 60 Years 23 To 65 Years 23 To 65 Years
Loan Amount 5 Lakh To 10 Crore 5 Lakh To 25 Crore 5 Lakh To 25 Crore
Tenure  Max. 25 Years Max. 25 Years Max. 25 Years
Rate of Interest / APR [Annual Percentage Rate] 8.50% Onwards 8.50% Onwards 8.50% Onwards
Features Get Interest Saver Account with Home Loan Get Interest Saver Account with Home Loan Get Interest Saver Account with Home Loan
Processing Fees Min. 5900/ Or 1% + Service Tax Min. 5900/ Or 1% + Service Tax Min. 5900/ Or 1% + Service Tax
Special NA NA NA
Documentation KYC/Financial(2 Years) & Property Documents. KYC/Financial(2 Years) & Property Documents. KYC/Financial(2 Years) & Property Documents.
Eligibility
  • Age: Min. 23 to Max. 60 Years
  • Income: Min. 2,40,000/-
  • Experience: Min. 1 Year
  • Last 3 Months Bank Statement
  • Form 16
  • Age: Min. 23 to Max. 65 Years
  • Income: Min. 2,40,000/-
  • Business: Min. 3 Year
  • Last 3 Months Bank Statement
  • Last 1 Year Business Account Statement 
  • Age: Min. 23 to Max. 65 Years
  • Income: Min. 2,40,000/-
  • Business: Min. 3 Year
  • Last 3 Months Bank Statement
  • Last 1 Year Business Account Statement 
Particulars Salaried Self Employed Professional
Age(Min-Max) 23 To 60 Years 23 To 65 Years 23 To 65 Years
Minimum Income Min. 2,40,000/ p.a Min. 2,40,000/ p.a Min. 2,40,000/ p.a
Co-applicant NA NA NA
Loan Tenure Max. 25 Years Max. 25 Years Max. 25 Years
Maximum Loan Amount Max. 10 Crore Max. 25 Crore Max. 25 Crore
Employment/Business Continuity Min. 2 Year Min. 3 Year Min. 3 Year
CIBIL Score Min. 700+ Min. 650+ Min. 650+

For Salaried

  • Filled up a loan application form
  • Passport size photo
  • ITR of the last 2 years
  • Identity Proof - Passport/ Driving Licence/ Voter ID/ PAN
  • Residential Address Proof - License/ Registered Rent Agreement/ Utility Bill (upto 3 months old), Passport
  • Income Documents – 6 months payslip, 2 years Form 16, 6 months bank statement.
  • Property Documents - Possession letter, Latest property tax receipt, Copy of approved plan for construction/ extension

For Self-Employed

  • Filled up the loan application form
  • 2 Passport Size Photo
  • Identity Proof - Passport/ Driving License/ Voter ID/ PAN
  • Residential Address Proof - Leave and License/ Registered Rent Agreement/ Utility Bill (upto 3 months old), Passport
  • Business proof such as VAT/ service tax registration, incorporation details in case of companies, business address proof, profit and loss account and balance sheets certified by CA, copy of partnership deed and proof of business existence and business profile
  • Property Documents - Allotment letter, Possession letter, Latest property tax receipt, Copy of approved plan for construction/ extension
Fee Amount to be Paid
Rate of Interest 8.50% Onwards
Loan Processing Charges Min. 5900/ Or 1% + Service Tax
Cheque Bounce Charges NA
Cheque/ Instrument Swap charges NA
Prepayment/ Foreclosure Charges NA
Default Interest Rate NA
Duplicate Statement Issuance Charges NA
Duplicate Amortization Schedule Charges NA
Duplicate Interest Certificate NA
S(Provisional/ Actual) issuance Charges NA

Feature of Citibank

Whether you're a first-time home buyer, investing in your dream home or changing homes - we have the right home loan offering to suit your needs.

  • Purchase of under-construction property
  • Purchase of ready property
  • Home Loan for NRIs

Advantage of Citibank Home Loan

Special features of Citibank Home Loan

  • Attractive Interest Rates.
  • Easy Home Loan up to Rs. 10 crores.
  • Flexible repayment tenure up to 25 years.
  • Home Loans up to 80% of the property value.
  • Flexibility to pay interest-only during the construction period.

Benefits of Citibank

  • Interest calculated on daily reducing balance.
  • No co-borrowers/guarantors required.
  • CitiPhone platform to answer all your queries.
  • Online access to your Home Loan account.

Advantage for Customer

  • Attractive Interest Rates.
  • Easy Home Loan up to Rs. 10 crores.
  • Flexible repayment tenure up to 25 years.
  • Home Loans up to 80% of the property value.
  • No co-borrowers/guarantors required.
  • Door-step Services
segmentation

Advantage with Loanmoney

Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against Property .

Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.


  • Expert & Experience Loan Advisor
    We are a team of young and energetic professionals from diverse backgrounds like Ex Bankers, CAs to guide hassle free Loan process and to deliver on commitment.

  • Multi Bank Option
    Loanmoney deals with Over 35 Banks & NBFCs,As per customer profile & financial we will give you minimum 3 best deal for your Personal Loan which is available in the market.

  • Free Door step Service
    Loanmoney doesn't charge anything against the customer for the Service of your Loan and help you to get desire Loan amount with lowest Rate.

  • End to End services
    We are very vibrant and dynamic Loan agency who manage all the processes ourselves from lead sourcing to Loan Disbursal. We work for customer utmost satisfaction.

  • Transparency & Safety
    We will share every terms and conditions related with your Loan process like interest rates, payment tenure, EMI and any other charge applied during Loan process & at before loan disbursement on recorded lines.

  • Referral Program
    Loanmoney offer an attractive scheme for earn extra bucks after getting loan. Any Disburse customer can become our associates &can start earning on referring New customers to Loan Money.

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