Purchasing a house is one of the greatest and most important decisions of a lifetime. If you want to build your own house, you can avail of a loan for the purchase of a plot and building thereon. HDFC offers a broad range of housing loans to cater to the diverse requirements of different sets of buyers. HDFC Ltd. Home Loan gives the loan to the salaried individual who requires funds to purchase a house, home renovation and home extension etc.
HDFC Housing loan rate of interest is best in the market. HDFC Ltd. gives home loans with low EMIs starting from Rs. 734 per lac and interest rates starting from 8.00%* p.a. HDFC Home Loans are specifically designed for salaried individuals as they provide an attractive rate of interest and a longer tenure up to 30 years.
On completion of one year of loan repayment, you can apply for a Top-Up Loan for extra funds which can be used for a variety of personal or professional needs. First-time homebuyers can benefit from the Pradhan Mantri Awas Yojana Credit Linked Subsidy Scheme and get a subsidy of up to Rs. 2.67 lakh on your home loan amount. In case you have an existing home loan, you can opt for a balance transfer to HDFC and take advantage of lower interest rates, better repayment terms and enhanced services. You can apply for a loan at your convenience, anytime, anywhere through LoanMoney website.
We also give you legal and professional counselling to assist you to make the right home buying decision. Get Your Dream Home With LoanMoney Home Loan Services With advantages such as attractive rate of interest, maximum loan amount, minimum processing fees & other charges, longer tenure, flexible EMI options and doorstep service with easy procedure of home loan, apply online for an HDFC Home Loan through LoanMoney.
|Age||21 To 60 Years||21 To 65 Years||21 To 65 Years|
|Loan Amount||10 Lakh To 10 Crore||10 Lakh To 10 Crore||10 Lakh To 10 Crore|
|Tenure||2 To 30 Years||2 To 30 Years||2 To 30 Years|
|Rate of Interest / APR [Annual Percentage Rate]||8% To 9%||8% To 9%||8% To 9%|
|Features||Maximum loan amount you can get upto 90%||Maximum loan amount you can get upto 90%||Maximum loan amount you can get upto 90%|
|Processing Fees||Up to 0.50% of the Loan Amount or 3000/-||Up to 0.50% of the Loan Amount or 3000/-||Up to 1.50% of the loan amount or 4500/-|
|Special||0.05% Discount||0.05% Discount||0.05% Discount|
|Documentation||KYC/Financial(2 Years) & Property Documents.||KYC/Financial(2 Years) & Property Documents.||KYC/Financial(2 Years) & Property Documents.|
Salaried individuals eligible for Home Loan:
Self-employed individuals eligible for Home Loan:
Professionals eligible for Home Loan:
HDFC Ltd. Home Loan Eligibility Criteria for Salaried / Self-employed
HDFC Home Loan Eligibility is dependent on factors such as your monthly income, current age, CIBIL score, fixed monthly financial obligations, credit history, company reputation, other obligations etc.
|Age(Min-Max)||21 To 60 Years||21 To 65 Years||21 To 65 Years|
|Minimum Income||Min. 3,60,000/ p.a||Min. 2,00,000/ p.a||Min. 6 Lakh Receipt (ANM)|
|Co-applicant||If Required||If Required||If Required|
|Loan Tenure||2 To 30 Years||2 To 30 Years||2 To 30 Years|
|Maximum Loan Amount||Max. 10 Crore||Max. 10 Crore||Max. 10 Crore|
|Employment/Business Continuity||Min. 1 Year||Min. 3 Year||Min. 3 Year|
|CIBIL Score||Min. 600||Min. 600||Min. 600|
Documents Required for Applying for Home Loan by All Applicants and Co-Applicants
Documents Required for Salaried Individuals
Documents Required for Self Employed Individuals
List of Property Documents
|Fee||Amount to be Paid|
|Rate of Interest||8% To 9%|
|Loan Processing Charges||Up to 0.50% of the Loan Amount or 3000/-|
|Cheque Bounce Charges||NA|
|Cheque/ Instrument Swap charges||NA|
|Prepayment/ Foreclosure Charges||NA|
|Default Interest Rate||NA|
|Duplicate Statement Issuance Charges||NA|
|Duplicate Amortization Schedule Charges||NA|
|Duplicate Interest Certificate||NA|
|S(Provisional/ Actual) issuance Charges||NA|
Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all
types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against Property .
Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.