ICICI Bank introduces a multipurpose Home Overdraft facility on your Mortgage Loan. ICICI Bank Home Overdraft will now give you the flexibility to access funds at your convenience. Getting a home loan from ICICI Bank is quick and easy. ICICI Bank offer higher eligibility and lower EMIs at attractive interest rates.
|Age||21 To 60 Years||21 To 70 Years||21 To 70 Years|
|Loan Amount||Upto 10 Crore||Upto 25 Crore||Upto 25 Crore|
|Tenure||5 To 30 Years||5 To 30 Years||5 To 30 Years|
|Rate of Interest / APR [Annual Percentage Rate]||8.60% To 9.25%||8.60% To 9.25%||8.60% To 9.25%|
|Features||Get Up to 20% Higher Eligibility & EMI as low as ₹809/lakh||Get Up to 20% Higher Eligibility & EMI as low as ₹809/lakh||Get Up to 20% Higher Eligibility & EMI as low as ₹809/lakh|
|Processing Fees||Min. 10000/ Or 0.25% of Loan Amount||Min. 10000/ Or 0.25% of Loan Amount||Min. 10000/ Or 0.25% of Loan Amount|
|Special||it will be applicable time to time as per bank offers||it will be applicable time to time as per bank offers||it will be applicable time to time as per bank offers|
|Documentation||KYC/Financial(2 Years) & Property Documents.||KYC/Financial(2 Years) & Property Documents.||KYC/Financial(2 Years) & Property Documents.|
|Age(Min-Max)||21 To 60 Years||21 To 70 Years||21 To 70 Years|
|Minimum Income||Min. 2,00,000/ p.a||Min. 1,50,000/ p.a||Min. 1,50,000/ p.a|
|Loan Tenure||Max. 30 years||Max. 20 years||Max. 20 years|
|Maximum Loan Amount||Max. 10 Crore||Max. 25 Crore||Max. 25 Crore|
|Employment/Business Continuity||Min. 2 Years||Min. 3 Years||Min. 1 Years|
|CIBIL Score||Min. 700+||Min. 600+||Min. 650+|
Getting a home loan from ICICI Bank is easy and quick. We keep the paperwork and other formalities to a minimum. Proof of your identity, address and income are some of the key documents that are required to be submitted for ICICI Bank home loan.
|Fee||Amount to be Paid|
|Rate of Interest||8.60% To 9.25%|
|Loan Processing Charges||Min. 10000/ Or 0.25% of Loan Amount|
|Cheque Bounce Charges||NA|
|Cheque/ Instrument Swap charges||NA|
|Prepayment/ Foreclosure Charges||NA|
|Default Interest Rate||NA|
|Duplicate Statement Issuance Charges||NA|
|Duplicate Amortization Schedule Charges||NA|
|Duplicate Interest Certificate||NA|
|S(Provisional/ Actual) issuance Charges||NA|
With ICICI Bank Step Up Home Loans you now have the key to your dream home early in life. A product for the young salaried professional, under ICICI Bank Step Up Home Loan you can avail of a higher loan amount as compared to your loan eligibility under normal Home Loans.
What’s more, in the initial years you pay moderate EMIs, which will further step up during the subsequent years considering your income.
Make your dream home a reality with ICICI Bank pre-approved home loans. Please click here to check your pre-approved home loan offer.
Pre-approved Home Loan offers are extended to selected existing customers of ICICI Bank. Existing customers also get the benefit of reduced documentation.
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