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ICICI Bank Home Loan

ICICI Bank introduces a multipurpose Home Overdraft facility on your Mortgage Loan. ICICI Bank Home Overdraft will now give you the flexibility to access funds at your convenience. Getting a home loan from ICICI Bank is quick and easy. ICICI Bank offers higher eligibility and lower EMIs at attractive interest rates.

Use Home Loan EMI Calculator to calculate monthly EMIs on the basis of Loan Amount, Interest Rate & Tenure. Apply for Home Loans in Delhi-NCR online with LoanMoney to avail the lowest interest rates and quick approval.

  Salaried Self Employed Professional
Age 21 To 60 Years 21 To 70 Years 21 To 70 Years
Loan Amount Upto 10 Crore Upto 25 Crore Upto 25 Crore
Tenure  5 To 30 Years 5 To 30 Years 5 To 30 Years
Rate of Interest / APR [Annual Percentage Rate] 6.75% To 7.25% 6.75% To 7.25% 6.75% To 7.25%
Features Get Up to 20% Higher Eligibility & EMI as low as ₹809/lakh Get Up to 20% Higher Eligibility & EMI as low as ₹809/lakh Get Up to 20% Higher Eligibility & EMI as low as ₹809/lakh
Processing Fees Min. 10000/ Or 0.25% of Loan Amount Min. 10000/ Or 0.25% of Loan Amount Min. 10000/ Or 0.25% of Loan Amount
Special it will be applicable time to time as per bank offers it will be applicable time to time as per bank offers it will be applicable time to time as per bank offers
Documentation KYC/Financial(2 Years) & Property Documents. KYC/Financial(2 Years) & Property Documents. KYC/Financial(2 Years) & Property Documents.
  • Your dream home is now within your reach with ICICI Bank Home Loans. We offer higher loan amount on your income. Your home loan eligibility can be further enhanced by including income of the co-applicant(s) of your Home Loan.

  • Home Loan eligibility is calculated after considering various factors including monthly income, fixed monthly obligation, current age, retirement age etc. Your home loan eligibility can also be considered an indicator of your home loan affordability.

  • It wil calculate as per yearly business income 
  • As per Business Tenure
  • Type of Business
  • Requier Avrage Bank balance in Banking
  • It will be calculate As per Professional practic tenure
  • As per yearly Receipt 
  • You must be at least 21 years of age on sanction of the loan
  • The loan must terminate before or at 65 years of age or age of retirement, whichever is earlier
  • You must be salaried or self-employed with a regular source of income
  • Minimum age of co-applicant should be 18 years
Particulars Salaried Self Employed Professional
Age(Min-Max) 21 To 60 Years 21 To 70 Years 21 To 70 Years
Minimum Income Min. 2,00,000/ p.a Min. 1,50,000/ p.a Min. 1,50,000/ p.a
Co-applicant NA NA NA
Loan Tenure Max. 30 years Max. 20 years Max. 20 years
Maximum Loan Amount Max. 10 Crore Max. 25 Crore Max. 25 Crore
Employment/Business Continuity Min. 2 Years Min. 3 Years Min. 1 Years
CIBIL Score Min. 700+ Min. 600+ Min. 650+

Getting a home loan from ICICI Bank is easy and quick. We keep the paperwork and other formalities to a minimum. Proof of your identity, address and income are some of the key documents that are required to be submitted for ICICI Bank home loan.

  • Application form with photograph duly signed
  • Identity, residence and age proof
  • Last 6 months bank statements
  • Last 3 months Salary-slips
  • Processing fee cheque
  • Form 16 / Income Tax Returns


Fee Amount to be Paid
Rate of Interest 6.75% To 7.25%
Loan Processing Charges Min. 10000/ Or 0.25% of Loan Amount
Cheque Bounce Charges NA
Cheque/ Instrument Swap charges NA
Prepayment/ Foreclosure Charges NA
Default Interest Rate NA
Duplicate Statement Issuance Charges NA
Duplicate Amortization Schedule Charges NA
Duplicate Interest Certificate NA
S(Provisional/ Actual) issuance Charges NA

Features of ICICI Bank Home Loan

  • Sanction approval without having selected a property
  • Flexible repayment option
  • Free Personal Accident Insurance
  • Insurance options for your home loan at attractive premium
  • Attractive floating and fixed interest rates options
  • Higher Loan Eligibility
  • Longer tenure and lower EMI
  • Loan sanction possible before selecting the property
  • Doorstep service
  • Simplified documentation

Advantage of Product / Services:

  • ICICI Bank Home Overdraft - Home loan Overdraft Facility
  • ICICI Bank Step Up Home Loans

With ICICI Bank Step Up Home Loans you now have the key to your dream home early in life. A product for the young salaried professional, under ICICI Bank Step Up Home Loan you can avail of a higher loan amount as compared to your loan eligibility under normal Home Loans.

 What’s more, in the initial years you pay moderate EMIs, which will further step up during the subsequent years considering your income.

Preapproved Home Loan

  • Make your dream home a reality with ICICI Bank pre-approved home loans. Please click here to check your pre-approved home loan offer.

Pre-approved Home Loan offers are extended to selected existing customers of ICICI Bank. Existing customers also get the benefit of reduced documentation.

ICICI Bank Home Loan Feature

  • Enhanced eligibility Upto 20%
  • Loan amount up to Rs. 10 Crore
  • Minimum income of Rs.20, 000 per month
  • Loan tenure up to 20 years

Advantage with Loanmoney

Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against Property .

Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.

  • Expert & Experience Loan Advisor
    We are a team of young and energetic professionals from diverse backgrounds like Ex Bankers, CAs to guide hassle free Loan process and to deliver on commitment.

  • Multi Bank Option
    Loanmoney deals with Over 35 Banks & NBFCs,As per customer profile & financial we will give you minimum 3 best deal for your Personal Loan which is available in the market.

  • Free Door step Service
    Loanmoney doesn't charge anything against the customer for the Service of your Loan and help you to get desire Loan amount with lowest Rate.

  • End to End services
    We are very vibrant and dynamic Loan agency who manage all the processes ourselves from lead sourcing to Loan Disbursal. We work for customer utmost satisfaction.

  • Transparency & Safety
    We will share every terms and conditions related with your Loan process like interest rates, payment tenure, EMI and any other charge applied during Loan process & at before loan disbursement on recorded lines.

  • Referral Program
    Loanmoney offer an attractive scheme for earn extra bucks after getting loan. Any Disburse customer can become our associates &can start earning on referring New customers to Loan Money.

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