Kotak Mahindra Bank is an Indian private sector bank headquartered in Mumbai, Maharashtra, India. In February 2003, Reserve Bank of India issued the license to Kotak Mahindra Finance Ltd., the group's flagship company, to carry on banking business.
Get closer to your dream home by choosing from amongst our home loan plans tailored to suit your requirements. Now *zero processing fee on the online application. We understand how special it feels to place the first step into your own new home. It’s exactly why Kotak Mahindra Bank provides you with a bouquet of customized home loan plans to choose from, for a seamless and pleasurable home-buying experience.
Use Home Loan EMI Calculator to calculate monthly EMIs on the basis of Loan Amount, Interest Rate & Tenure. Apply for Home Loans in Delhi-NCR online with LoanMoney to avail the lowest interest rates and quick approval.
|Age||18 To 60 Years||18 To 65 Years||18 To 65 Years|
|Loan Amount||Upto 10 Crore||Upto 25 Crore||Upto 25 Crore|
|Tenure||5 To 30 Years||5 To 30 Years||5 To 30 Years|
|Rate of Interest / APR [Annual Percentage Rate]||6.75% - 8.30%||6.75% - 8.30%||6.75% - 8.30%|
|Features||Loan up to 75% to 80% of the property cost||Loan up to 75% to 80% of the property cost||Loan up to 75% to 80% of the property cost|
|Processing Fees||Upto 0.25% + Service Tax||Upto 0.25% + Service Tax||Upto 0.25% + Service Tax|
|Documentation||KYC/Financial(2 Years) & Property Documents.||KYC/Financial(2 Years) & Property Documents.||KYC/Financial(2 Years) & Property Documents.|
Home Loan Eligibility Criteria for an Individual
Salaryed Person -- Need 25k+ per month income ,minium job Experience 6 Month
Self Employee---Minimum ITR 2.50 Lac and minimum 3 year Busiess continuty proof
|Age(Min-Max)||18 To 60 Years||18 To 65 Years||18 To 65 Years|
|Minimum Income||Min. 2,40,000/ p.a||Min. 2,40,000/ p.a||Min. 2,40,000/ p.a|
|Co-applicant||Min. Age 18 Years||Min. Age 18 Years||Min. Age 18 Years|
|Loan Tenure||5 To 30 Years||5 To 30 Years||5 To 30 Years|
|Maximum Loan Amount||Upto 10 Crore||Upto 25 Crore||Upto 25 Crore|
|Employment/Business Continuity||Min. 1 Years||Min. 3 Years||Min. 3 Years|
|CIBIL Score||Min. 700+||Min. 600+||Min. 600+|
|Fee||Amount to be Paid|
|Rate of Interest||6.75% - 8.30%|
|Loan Processing Charges||Upto 0.25% + Service Tax|
|Cheque Bounce Charges||NA|
|Cheque/ Instrument Swap charges||NA|
|Prepayment/ Foreclosure Charges||NA|
|Default Interest Rate||NA|
|Duplicate Statement Issuance Charges||NA|
|Duplicate Amortization Schedule Charges||NA|
|Duplicate Interest Certificate||NA|
|S(Provisional/ Actual) issuance Charges||NA|
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We understand how special it feels to place the first step into your own new home. It’s exactly why Kotak Mahindra Bank provides you with a bouquet of customised home loan plans to choose from, for a seamless and pleasurable home-buying experience
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