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Aditya Birla Loan Against Property

Aditya Birla Housing Finance extends the Loans Against Property (LAP) facility to enable the borrower to liquidate his owned property without selling it. The necessary funds are raised in a short period of time, subject to valuation of the property and the submitted documents. The loan helps the borrower tide over a financial crisis with minimum risk.

A sudden requirement of funds is an unavoidable circumstance arising in professional or personal life. Whether a personal necessity (hospitalisation, child's marriage) or ​a professional one (expanding business operations on a priority basis), every person requires immediate financial backing at key moments. In this context, it is imperative to consider an invaluable alternative source of finance known as Loan Against Property (LAP). This is a loan borrowed by placing one's owned property as collateral. The funding may be given by financial institutions after scrutinising the validity of the said property and its current market value.

Use Loan Against Property EMI Calculator to calculate monthly EMIs on the basis of Loan Amount, Interest Rate & Tenure. Apply for Mortgage Loans in Delhi-NCR online with LoanMoney to avail the lowest interest rates and quick approval.

  Salaried Self Employed Professional
Age 21 To 60 Years 21 To 65 Years 21 To 65 Years
Loan Amount 10 Lakh To 10 Crore 10 Lakh To 50 Crore 10 Lakh To 50 Crore
Tenure  Max. 20 Years Max. 20 Years Max. 20 Years
Rate of Interest / APR [Annual Percentage Rate] 14% To 16.25% 14% To 16.25% 14% To 16.25%
Features Loan Tenure: Upto 20 years Loan Tenure: Upto 20 years Loan Tenure: Upto 20 years
Processing Fees Upto 2% Upto 2% Upto 2%
Special NA NA NA
Documentation KYC/Financial(2 Years) & Property Documents. KYC/Financial(2 Years) & Property Documents. KYC/Financial(2 Years) & Property Documents.
Eligibility

Age:

  • Minimum age of the applicant should be 21 years
  • Maximum at loan maturity should be 60 years

Income:

  • Minimum Income 2,40,000/-

Work Experience:

  • Minimum 1 Year

Age:

  • Minimum age of the applicant should be 21 years
  • Maximum at loan maturity should be 65 years

Business Income:

  • Minimum Income 2,40,000/-

Business:

  • Minimum 3 Year

Age:

  • Minimum age of the applicant should be 21 years
  • Maximum at loan maturity should be 65 years

Business Income:

  • Minimum Income 2,40,000/-

Business:

  • Minimum 3 Year
Particulars Salaried Self Employed Professional
Age(Min-Max) 21 To 60 Years 21 To 65 Years 21 To 65 Years
Minimum Income Min. 2,40,000/- p.a Min. 2,40,000/- p.a Min. 2,40,000/- p.a
Co-applicant NA NA NA
Loan Tenure Max. 20 Years Max. 20 Years Max. 20 Years
Maximum Loan Amount 10 Lakh To 10 Crore 10 Lakh To 50 Crore 10 Lakh To 50 Crore
Employment/Business Continuity Min. 1 Year Min. 3 Year Min. 3 Year
CIBIL Score Min. 700+ Min. 600+ Min. 600+

Document Required For Salaried Employee

  • Identity Proof
  • Address Proof
  • Property Documents
  • Income Proof
  • Bank statements where income is credited for last 6 months
  • Latest 3 months salary slip
  • Form 16

Document Required For Self-Employed/Professional

  • Identity Proof
  • Address Proof
  • Property Documents
  • Calculation of income certified by a CA
  • IT returns or other documents for the last 2 years
  • Bank statements where income is credited for 6 months
Fee Amount to be Paid
Rate of Interest 14% To 16.25%
Loan Processing Charges Upto 2%
Cheque Bounce Charges NA
Cheque/ Instrument Swap charges NA
Prepayment/ Foreclosure Charges NA
Default Interest Rate NA
Duplicate Statement Issuance Charges NA
Duplicate Amortization Schedule Charges NA
Duplicate Interest Certificate NA
S(Provisional/ Actual) issuance Charges NA

Feature of Aditya Birla Capital

  • Loan amount up to 25 Crores
  • Efficient Processing
  • Quick Loan Approval
  • Alluring Interest Rates
  • Tenure: Upto 20 years
  • Loan amount: Up to 60% of property value in case of commercial property, up to 70% in case of residential property

Advantage of Aditya Birla Capital

Aditya Birla Housing Finance extends the Loans Against Property (LAP) facility to enable the borrower to liquidate his owned property without selling it. The necessary funds are raised in a short period of time, subject to valuation of the property and the submitted documents. The loan helps the borrower tide over a financial crisis with minimum risk.

Benefits of Aditya Birla

  • We offer a minimum loan amount of Rs 25 lakh
  • The bonuses and dividends on the pledged shares will continue to accrue to you during the loan period.
  • You can renew the corporate loans at your discretion.
  • You do not require a guarantor to avail of Loan Against Shares.
  • These loans typically attract lower interest rates than other forms of credit.
  • There are no set-up, non-use, or cancellation fees.

Advantage for Customer

  • Loan amount up to 25 Crores
  • Efficient Processing
  • Quick Loan Approval
  • Alluring Interest Rates
  • Minimal Documentation
  • Doorstep Facility
  • Hassle-Free Loan Journey
segmentation

Advantage with Loanmoney

Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against Property .

Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.


  • Expert & Experience Loan Advisor
    We are a team of young and energetic professionals from diverse backgrounds like Ex Bankers, CAs to guide hassle free Loan process and to deliver on commitment.

  • Multi Bank Option
    Loanmoney deals with Over 35 Banks & NBFCs,As per customer profile & financial we will give you minimum 3 best deal for your Personal Loan which is available in the market.

  • Free Door step Service
    Loanmoney doesn't charge anything against the customer for the Service of your Loan and help you to get desire Loan amount with lowest Rate.

  • End to End services
    We are very vibrant and dynamic Loan agency who manage all the processes ourselves from lead sourcing to Loan Disbursal. We work for customer utmost satisfaction.

  • Transparency & Safety
    We will share every terms and conditions related with your Loan process like interest rates, payment tenure, EMI and any other charge applied during Loan process & at before loan disbursement on recorded lines.

  • Referral Program
    Loanmoney offer an attractive scheme for earn extra bucks after getting loan. Any Disburse customer can become our associates &can start earning on referring New customers to Loan Money.

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