Citibank Loan Against Property is taken to satisfy the fund requirements of a person using the mortgage of property. A loan taken from the mortgage can be used to expand your business, funding medical treatments, for debt consolidation etc. Citibank offers loans against your residential or commercial property for loan amounts of up to Rs. 5 crores. Citibank gives Customised loans with flexible repayment options, Hassle-free documentation, quick processing, & door-step services. Apply for Loan Against Property through LoanMoney and get the maximum loan amount with interest rates starting from 8.70%^p.a.
Borrowers can get funds up to 60% value of the property from Citibank loan against property. Citibank provides customised loan options at competitive interest rates and flexible repayment options. Citibank loan against your residential or commercial property could be the perfect solution for all your financial requirement. Citibank gives loan against property for salaried, self-employed professionals and even to business professionals against their existing property as collateral.
Get monthly EMI as low as Rs. 997/- lakh for loan tenure 15 years on Citibank loan against property. Citibank Mortgage loan monthly EMI in depends on the loan amount, repayment tenure and rate of interest, residential/commercial property, borrower profession.
| Salaried | Self Employed | Professional | |
|---|---|---|---|
| Age | 23 To 60 Years | 23 To 65 Years | 23 To 65 Years |
| Loan Amount | 5 Lakh To 5 Crore | 5 Lakh To 3 Crore | 5 Lakh To 3 Crore |
| Tenure | Max. 15 Years | Max. 15 Years | Max. 15 Years |
| Rate of Interest / APR [Annual Percentage Rate] | 8.70% To 9.50% | 8.80% To 9.50% | 8.80% To 9.50% |
| Features | Term Loan with OD Facility | Term Loan with OD Facility | Term Loan with OD Facility |
| Processing Fees | up to 10000/- + Service Tax | up to 10000/- + Service Tax | up to 10000/- + Service Tax |
| Special | NA | NA | NA |
| Documentation | KYC/Financial(2 Years) & Property Documents. | KYC/Financial(2 Years) & Property Documents. | KYC/Financial(2 Years) & Property Documents. |
| Eligibility |
|
|
|
| Particulars | Salaried | Self Employed | Professional |
|---|---|---|---|
| Age(Min-Max) | 23 To 60 Years | 23 To 65 Years | 23 To 65 Years |
| Minimum Income | Min. 2,40,000/- p.a | Min. 2,50,000/- p.a | Min. 2,50,000/- p.a |
| Co-applicant | NA | NA | NA |
| Loan Tenure | Upto 15 Years | Upto 15 Years | Upto 15 Years |
| Maximum Loan Amount | Max. 5 Crore | Max. 3 Crore | Max. 3 Crore |
| Employment/Business Continuity | Min. 3 Years | Min. 2 Years | Min. 2 Years |
| CIBIL Score | Min. 750+ | Min. 750+ | Min. 750+ |
| Fee | Amount to be Paid |
|---|---|
| Rate of Interest | 8.70% to 9.50% |
| Loan Processing Charges | 10k only |
| Cheque Bounce Charges | NA |
| Cheque/ Instrument Swap charges | NA |
| Prepayment/ Foreclosure Charges | NA |
| Default Interest Rate | NA |
| Duplicate Statement Issuance Charges | NA |
| Duplicate Amortization Schedule Charges | NA |
| Duplicate Interest Certificate | NA |
| S(Provisional/ Actual) issuance Charges | NA |
Citibank offers you to power-pack your loan through the unique Home Credit option which lets you decide what interest you pay on your loan.
Home Credit Loans operate through Home Credit Account which is a current account linked to your loan. All amounts deposited in the Home Credit account in excess of the threshold amount and subject to a maximum of your outstanding loan is transferred on a daily basis to your loan account to offset the interest being charged on your loan. This amount is always available for withdrawal by you as an overdraft line.
Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all
types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against
Property .
Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.
