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ICICI Bank Ltd. Loan Against Property

ICICI Banks Loan Against Property gives you opportunities to raise capital ranging from 10 Lakh to 5 Crore. Your Residential or Commercial property can help you fulfil your personal and business needs by availing our Loan Against Property. It comes along with these beneficial features: Maximum loan amount up to 5 Crore, attractive interest rate, flexible EMI options, processing fees up to 1%, repayment tenure up to 15 years, Overdraft facility, quick loan disbursal with hassle-free documentation. Apply online for loan against property through LoanMoney at attractive interest rates.

Loan Against Property is primarily taken for the purpose of Business Expansion, increase working capital, Debt Consolidation, Purchase of Machinery, Finance your other business requirement. Our Loan Against Property EMI Calculator will help you calculate the monthly EMI instalments for repayment of your loan amount. The factors that are taken into account when calculating Loan Against Property EMIs are your desired loan amount, loan tenure, and the rate of interest.

ICICI Bank also gives Term Loan and Overdraft facility in Loan against Property. No prepayment/foreclosure is allowed after 6 months of EMI. Avail the Mortgage loan from ICICI Bank at desirable interest rates. A non-refundable processing fee of up to 1% is charged. You can avail up to 65% of the cost of the asset as Loan.

 Use Loan Against Property EMI Calculator to calculate monthly EMIs on the basis of Loan Amount, Interest Rate & Tenure. Apply for Mortgage Loans in Delhi-NCR online with LoanMoney to avail the lowest interest rates and quick approval.

  Salaried Self Employed Professional
Age 25 To 65 Years 25 To 65 Years 25 To 65 Years
Loan Amount 10 Lakh To 25 Crore 10 Lakh To 50 Crore 10 Lakh To 50 Crore
Tenure  Max. 12 Years Max. 15 Years Max. 15 Years
Rate of Interest / APR [Annual Percentage Rate] 8% To 8.50% 8% To 8.50% 8% To 8.50%
Features Get 80% DOD & 20 % LAP Get 80% DOD & 20 % LAP Get 80% DOD & 20 % LAP
Processing Fees 0.50% To 1% 0.50% To 1% 0.50% To 1%
Special ICICI Bank Account Holder Get 0.10% ROI Discount will structure the Loan as per Business Requirement. Very fast Loan Approval
Documentation KYC/Financial(2 Years) & Property Documents. KYC/Financial(2 Years) & Property Documents. KYC/Financial(2 Years) & Property Documents.
  • Emi Can be calulate 60% to 65% of  Gross salary
  • Up to 65 % to 70% of Propety Value Funding
  • Need 2 yeare Job Continuty
  • Loan tenure up to 60 Year
  • Property should be Registred 
  • Monthly salary should be shown in Bank statment.
  • can be add spouse Income for loan Eligibility
  • Upto 100% of property Value Funding.
  • Loan can be done Lease Rental base also
  • Last two Year Avrage Income to be taken for Loan eligibility
  • Can be add spouse Income for loan Eligibility Simple process
  • Total Family income can be add for loan Eligibility 
  • If avrage Bank balance is good loan can be done as per that Also 
  • Upto 100% of property Value Funding.
  • Loan can be done Lease Rental base also
  • Highest Loan eligibility on Receipt
  • Simple process 
  • Faster Disbursal 
Particulars Salaried Self Employed Professional
Age(Min-Max) 25 To 65 Years 25 To 65 Years 25 To 65 Years
Minimum Income Min. 3 Lakh PANM Min. 3 Lakh PANM Min. 3 Lakh PANM
Co-applicant No Conditions No Conditions No Conditions
Loan Tenure Up to 12 Years Up to 15 Years Up to 15 Years
Maximum Loan Amount Max. 10 Crore Max. 50 crore Max. 50 crore
Employment/Business Continuity Min. 3 Years Min. 2 Years Min. 2 Years
CIBIL Score Min. 600 less than that case to case discussed Min. 600 less than that case to case discussed Min. 600 less than that case to case discussed

Documents Required for Salaried / Self-Employed / Professional

Application Form with photograph duly signed

Identity / Address Proof:

  • Passport
  • Aadhar Card
  • PAN Card
  • Voter ID
  • Telephone Bill

Income Proof:

  • Last 3 Months Salary Slips
  • Form 16 / ITR
  • Latest 6 months’ bank statement (salary account for salaried, Current Account for self-employed)
  • Latest 3 years’ Financials –
    a) Computation of Income
    b) Balance Sheet and Profit & Loss Account (with Schedules and Audit Report) – Audited or CA certified

Copy of title documents for the property being mortgaged

Proof of business stability/existence: Minimum 3 Years

Fee Amount to be Paid
Rate of Interest 8% To 8.50%
Loan Processing Charges 0.50% To 1%
Cheque Bounce Charges Rs. 500
Cheque/ Instrument Swap charges Rs. 500
Prepayment/ Foreclosure Charges Rs. 500
Default Interest Rate As per Banks Nome's
Duplicate Statement Issuance Charges Rs. 100
Duplicate Amortization Schedule Charges As per Banks Nome's
Duplicate Interest Certificate Rs. 100
S(Provisional/ Actual) issuance Charges As per Banks Nome's

Feature of ICICI Bank Ltd.

Loan Against Property from ICICI Bank allows you to cash in on your assets anytime you need to fulfil your dreams. At Loanmoney, we make sure that you get a quick loan against your property at affordable interest rates to help you chase your happiness without any worries.

  • Loan Against Property at an attractive rate of interest
  • Simple documentation process for existing customers

Advantage of ICICI Bank

Loan Against Property is the perfect way to unlock the hidden value of your property. This multi-purpose loan puts funds at your disposal to use as per your wish. And the best part is that the loan is available at a reasonable rate which makes it easy to repay comfortably over as many as 15 years.

  • Fund your Business Needs: Loan Amount up to 50 Crores.
  • Loan Tenure: Low EMI with up to 15 years tenure.
  • Transfer your Existing Loan: At Attractive Rate of interest.
  • Special Offers for Doctors: Loan up to 70% of property value*.

ICICI BANK Ltd. Loan Against Property can be taken for following purposes

  • Expanding your business.
  • Get your child married.
  • Send your child for higher studies.
  • Fund your dream vacation.
  • Fund Medical Treatments.

Advantages for Customer

  • Attractive floating and fixed interest rates options
  • Higher Loan Eligibility
  • Longer tenure and lower EMI
  • Loan sanction possible before selecting the property
  • Doorstep service
  • Simplified documentation

Advantage with Loanmoney

Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against Property .

Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.

  • Expert & Experience Loan Advisor
    We are a team of young and energetic professionals from diverse backgrounds like Ex Bankers, CAs to guide hassle free Loan process and to deliver on commitment.

  • Multi Bank Option
    Loanmoney deals with Over 35 Banks & NBFCs,As per customer profile & financial we will give you minimum 3 best deal for your Personal Loan which is available in the market.

  • Free Door step Service
    Loanmoney doesn't charge anything against the customer for the Service of your Loan and help you to get desire Loan amount with lowest Rate.

  • End to End services
    We are very vibrant and dynamic Loan agency who manage all the processes ourselves from lead sourcing to Loan Disbursal. We work for customer utmost satisfaction.

  • Transparency & Safety
    We will share every terms and conditions related with your Loan process like interest rates, payment tenure, EMI and any other charge applied during Loan process & at before loan disbursement on recorded lines.

  • Referral Program
    Loanmoney offer an attractive scheme for earn extra bucks after getting loan. Any Disburse customer can become our associates &can start earning on referring New customers to Loan Money.

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