ICICI Banks Loan Against Property gives you opportunities to raise capital ranging from 10 Lakh to 5 Crore. Your Residential or Commercial property can help you fulfil your personal and business needs by availing our Loan Against Property. It comes along with these beneficial features: Maximum loan amount up to 5 Crore, attractive interest rate, flexible EMI options, processing fees up to 1%, repayment tenure up to 15 years, Overdraft facility, quick loan disbursal with hassle-free documentation. Apply online for loan against property through LoanMoney at attractive interest rates.
Loan Against Property is primarily taken for the purpose of Business Expansion, increase working capital, Debt Consolidation, Purchase of Machinery, Finance your other business requirement. Our Loan Against Property EMI Calculator will help you calculate the monthly EMI instalments for repayment of your loan amount. The factors that are taken into account when calculating Loan Against Property EMIs are your desired loan amount, loan tenure, and the rate of interest.
ICICI Bank also gives Term Loan and Overdraft facility in Loan against Property. No prepayment/foreclosure is allowed after 6 months EMI. Avail the Mortgage loan from ICICI Bank at desirable interest rates. A non-refundable processing fee of up to 1% is charged. You can avail up to 65% of the cost of the asset as Loan.
|Age||25 To 65 Years||25 To 65 Years||25 To 65 Years|
|Loan Amount||10 Lakh To 25 Crore||10 Lakh To 50 Crore||10 Lakh To 50 Crore|
|Tenure||Max. 12 Years||Max. 15 Years||Max. 15 Years|
|Rate of Interest / APR [Annual Percentage Rate]||9.80% To 10.25%||9.80% To 10.25%||9.80% To 10.25%|
|Features||Get 80% DOD & 20 % LAP||Get 80% DOD & 20 % LAP||Get 80% DOD & 20 % LAP|
|Processing Fees||0.50% To 1%||0.50% To 1%||0.50% To 1%|
|Special||ICICI Bank Account Holder Get 0.10% ROI Discount||will structure the Loan as per Business Requirement.||Very fast Loan Approval|
|Documentation||KYC/Financial(2 Years) & Property Documents.||KYC/Financial(2 Years) & Property Documents.||KYC/Financial(2 Years) & Property Documents.|
|Age(Min-Max)||25 To 65 Years||25 To 65 Years||25 To 65 Years|
|Minimum Income||Min. 3 Lakh PANM||Min. 3 Lakh PANM||Min. 3 Lakh PANM|
|Co-applicant||No Conditions||No Conditions||No Conditions|
|Loan Tenure||Up to 12 Years||Up to 15 Years||Up to 15 Years|
|Maximum Loan Amount||Max. 10 Crore||Max. 50 crore||Max. 50 crore|
|Employment/Business Continuity||Min. 3 Years||Min. 2 Years||Min. 2 Years|
|CIBIL Score||Min. 600 less than that case to case discussed||Min. 600 less than that case to case discussed||Min. 600 less than that case to case discussed|
Documents Required for Salaried / Self-Employed / Professional
Application Form with photograph duly signed
Identity / Address Proof:
Copy of title documents for the property being mortgaged
Proof of business stability/existence: Minimum 3 Years
|Fee||Amount to be Paid|
|Rate of Interest||9.80% To 10.25%|
|Loan Processing Charges||0.50% To 1%|
|Cheque Bounce Charges||Rs. 500|
|Cheque/ Instrument Swap charges||Rs. 500|
|Prepayment/ Foreclosure Charges||Rs. 500|
|Default Interest Rate||As per Banks Nome's|
|Duplicate Statement Issuance Charges||Rs. 100|
|Duplicate Amortization Schedule Charges||As per Banks Nome's|
|Duplicate Interest Certificate||Rs. 100|
|S(Provisional/ Actual) issuance Charges||As per Banks Nome's|
Loan Against Property from ICICI Bank allows you to cash in on your assets anytime you need to fulfil your dreams. At Loanmoney, we make sure that you get a quick loan against your property at affordable interest rates to help you chase your happiness without any worries.
Loan Against Property is the perfect way to unlock the hidden value of your property. This multi-purpose loan puts funds at your disposal to use as per your wish. And the best part is that the loan is available at a reasonable rate which makes it easy to repay comfortably over as many as 15 years.
Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all
types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against Property .
Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.