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PNB Housing Loan Against Property

PNB Housing provides loans against the property on existing residential/commercial property. PNB Housing provides a wide range of non-home loan products like for business expansion, Loan for Purchase & Construction of Commercial Property, debt consolidation, etc. We provide a robust service offering doorstep services ensuring easy and fast approval & disbursal of loans.

PNB Housing gives maximum loan amount up to 60% of the market value of the property or repayment capacity of the borrower, whichever is lower. Your loan eligibility is calculated based on borrower net monthly income, age, qualification and occupation etc.

Mortgage Loan EMI calculated using a combination of the loan amount, loan tenure and interest rate. PNB Housing offers maximum loan amount up to 10 Crore, repayment tenure up to 15 years at attractive interest rates starting is 10.25%, processing fees up to 2%, Lowest EMI just 1,090/- per lakh.  

Use Loan Against Property EMI Calculator to calculate monthly EMIs on the basis of Loan Amount, Interest Rate & Tenure. Apply for Mortgage Loans in Delhi-NCR online with LoanMoney to avail the lowest interest rates and quick approval.

  Salaried Self Employed Professional
Age 23 To 60 Years 23 To 65 Years 23 To 65 Years
Loan Amount 5 Lakh To 10 Crore 5 Lakh To 25 Crore 5 Lakh To 25 Crore
Tenure  5 To 15 Years 5 To 15 Years 5 To 15 Years
Rate of Interest / APR [Annual Percentage Rate] 10.25% To 12.00% 10.25% To 12.00% 10.25% To 12.00%
Features High standards of ethics, integrity and transparency High standards of ethics, integrity and transparency High standards of ethics, integrity and transparency
Processing Fees Upto 2% Upto 2% Upto 2%
Special NA NA NA
Documentation KYC/Financial(2 Years) & Property Documents. KYC/Financial(2 Years) & Property Documents. KYC/Financial(2 Years) & Property Documents.
Eligibility

Eligibility Criteria for Salaried Employee:

  • Your age should not be more than 60 years if you are a salaried employee at the time of loan maturity.
  • Minimum Income: 2,40,000/-

Eligibility Criteria for Self- Employed:

  • You should either be a self-employed professional/ non-professional.
  • Your age should not be more than 65 years if you are a self-employed professional/ non-professional, at the time of loan maturity.
  • Minimum Income: 2,40,000/-

Eligibility Criteria for Professional:

  • You should either be a self-employed professional/ non-professional.
  • Your age should not be more than 65 years if you are a self-employed professional/ non-professional, at the time of loan maturity.
  • Minimum Income: 2,40,000/-
Particulars Salaried Self Employed Professional
Age(Min-Max) 23 To 60 Years 23 To 65 Years 23 To 65 Years
Minimum Income Min. 2,40,000/ p.a Min. 2,40,000/ p.a Min. 2,40,000/ p.a
Co-applicant NA NA NA
Loan Tenure 5 To 15 Years 5 To 15 Years 5 To 15 Years
Maximum Loan Amount Max. 10 Crore Max. 25 Crore Max. 25 Crore
Employment/Business Continuity Min. 1 Years Min. 3 Years Min. 3 Years
CIBIL Score Min. 700+ Min. 600+ Min. 600+

Documents Required for Salaried Employees

  • Duly filled Application Form with Photograph
  • Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)
  • Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)
  • Education Qualifications – Latest Degree
  • Latest Salary-slips for 3 months
  • Form 16 for last 2 years
  • Last 6 months Bank Statements(salary account)

Documents Required for Sel-Employed/Professional

  • Duly filled Application Form with Photograph
  • Age Proof (PAN Card, Passport, Any other Certificate from Statutory Authority)
  • Residence Proof (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority)
  • Education Qualifications – Latest Degree (for professionals)
  • Certificate & Proof of business existence along with Business Profile
  • Last 3 years Income Tax returns (self and business) with Profit & Loss Account & Balance Sheets duly certified/audited by a Chartered Accountant
  • Last 12 months Bank Account Statements (self & business)

All documents need Self-Attestation.

Fee Amount to be Paid
Rate of Interest 10.25% To 12.00%
Loan Processing Charges Upto 2%
Cheque Bounce Charges NA
Cheque/ Instrument Swap charges NA
Prepayment/ Foreclosure Charges NA
Default Interest Rate NA
Duplicate Statement Issuance Charges NA
Duplicate Amortization Schedule Charges NA
Duplicate Interest Certificate NA
S(Provisional/ Actual) issuance Charges NA

Feature of PNB Housing

  • Provides an extensive range of non-home loan products like Loan for Purchase & Construction of Commercial Property, Loan Against Residential & Commercial Property and Lease Rental Discounting
  • A dedicated team of well-experienced employees who work on best-in-class information systems & network to deliver and provide customer satisfaction
  • Robust service delivery model – doorstep services ensuring easy and fast approval & disbursal of loans
  • The facility of enhancement in loan amount in the event of escalations in cost
  • High standards of ethics, integrity and transparency
  • Pan India branch network
  • Excellent post disbursement services
  • Various repayment options

Advantage of PNB Housing

PNB Housing, for the safety and extended comfort of its customers, suggests that they should get their property and loan repayments insured to overcome an unfortunate event during the repayment term of the loan.

For the convenience of customers, PNB Housing has tied up with Bharti AXA and ICICI Lombard – to offer best-in-class products and services at their doorstep.

Benefits of PNB Housing

  • Loan Amount Min. 5 Lakh to 25 Crore
  • Lowest Interest Rate
  • Flexible Repayment Option
  • Loan Tenure: Min. 5 to 15 Years

Advantage for Customer

  • Maximum Loan Amount up to 25 Crore
  • PAN India Branch network
  • Doorstep services
  • Easy and Fast Approval & Disbursal of Loans
  • Excellent post disbursement services
  • Facility of enhancement in loan amount in the event of escalations in cost
  • Dedicated team of well-experienced employees
  • High standards of ethics, integrity and transparency
  • Various repayment options
segmentation

Advantage with Loanmoney

Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against Property .

Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.


  • Expert & Experience Loan Advisor
    We are a team of young and energetic professionals from diverse backgrounds like Ex Bankers, CAs to guide hassle free Loan process and to deliver on commitment.

  • Multi Bank Option
    Loanmoney deals with Over 35 Banks & NBFCs,As per customer profile & financial we will give you minimum 3 best deal for your Personal Loan which is available in the market.

  • Free Door step Service
    Loanmoney doesn't charge anything against the customer for the Service of your Loan and help you to get desire Loan amount with lowest Rate.

  • End to End services
    We are very vibrant and dynamic Loan agency who manage all the processes ourselves from lead sourcing to Loan Disbursal. We work for customer utmost satisfaction.

  • Transparency & Safety
    We will share every terms and conditions related with your Loan process like interest rates, payment tenure, EMI and any other charge applied during Loan process & at before loan disbursement on recorded lines.

  • Referral Program
    Loanmoney offer an attractive scheme for earn extra bucks after getting loan. Any Disburse customer can become our associates &can start earning on referring New customers to Loan Money.

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