PNB Housing provides loans against the property on existing residential/commercial property. PNB Housing provides a wide range of non-home loan products like for business expansion, Loan for Purchase & Construction of Commercial Property, debt consolidation, etc. We provide a robust service offering doorstep services ensuring easy and fast approval & disbursal of loans. PNB Housing gives maximum loan amount up to 60% of the market value of the property or repayment capacity of the borrower, whichever is lower. Your loan eligibility is calculated based on borrower net monthly income, age, qualification and occupation etc.
Mortgage Loan EMI calculated using a combination of the loan amount, loan tenure and interest rate. PNB Housing offers maximum loan amount up to 10 Crore, repayment tenure up to 15 years at attractive interest rates starting is 10.25%, processing fees up to 2%, Lowest EMI just 1,090/- per lakh.
|Age||23 To 60 Years||23 To 65 Years||23 To 65 Years|
|Loan Amount||5 Lakh To 10 Crore||5 Lakh To 25 Crore||5 Lakh To 25 Crore|
|Tenure||5 To 15 Years||5 To 15 Years||5 To 15 Years|
|Rate of Interest / APR [Annual Percentage Rate]||10.25% To 12.00%||10.25% To 12.00%||10.25% To 12.00%|
|Features||High standards of ethics, integrity and transparency||High standards of ethics, integrity and transparency||High standards of ethics, integrity and transparency|
|Processing Fees||Upto 2%||Upto 2%||Upto 2%|
|Documentation||KYC/Financial(2 Years) & Property Documents.||KYC/Financial(2 Years) & Property Documents.||KYC/Financial(2 Years) & Property Documents.|
Eligibility Criteria for Salaried Employee:
Eligibility Criteria for Self- Employed:
Eligibility Criteria for Professional:
|Age(Min-Max)||23 To 60 Years||23 To 65 Years||23 To 65 Years|
|Minimum Income||Min. 2,40,000/ p.a||Min. 2,40,000/ p.a||Min. 2,40,000/ p.a|
|Loan Tenure||5 To 15 Years||5 To 15 Years||5 To 15 Years|
|Maximum Loan Amount||Max. 10 Crore||Max. 25 Crore||Max. 25 Crore|
|Employment/Business Continuity||Min. 1 Years||Min. 3 Years||Min. 3 Years|
|CIBIL Score||Min. 700+||Min. 600+||Min. 600+|
Documents Required for Salaried Employees
Documents Required for Sel-Employed/Professional
All documents need Self-Attestation.
|Fee||Amount to be Paid|
|Rate of Interest||10.25% To 12.00%|
|Loan Processing Charges||Upto 2%|
|Cheque Bounce Charges||NA|
|Cheque/ Instrument Swap charges||NA|
|Prepayment/ Foreclosure Charges||NA|
|Default Interest Rate||NA|
|Duplicate Statement Issuance Charges||NA|
|Duplicate Amortization Schedule Charges||NA|
|Duplicate Interest Certificate||NA|
|S(Provisional/ Actual) issuance Charges||NA|
PNB Housing, for the safety and extended comfort of its customers, suggests that they should get their property and loan repayments insured to overcome an unfortunate event during the repayment term of the loan.
For the convenience of customers, PNB Housing has tied up with Bharti AXA and ICICI Lombard – to offer best-in-class products and services at their doorstep.
Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all
types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against Property .
Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.