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Axis Bank Personal Loan

Axis Bank Personal Loans are instant Loan approval and come with no foreclosure and part payment charges. Personal Loans is used for various purposes like Children's Education, Medical Emergencies, Wedding Expenses, Home Renovation, Starting a Business or even for closing any other Financial Liabilities. They can be availed when you are planning for a Dream Vacation, Refurbishing your home or planning a dream wedding for yourself or somebody special in the family. Now you requirement did not postpone things on your bucket list! You can get an Axis Bank Personal Loan from Rs. 1,00,000 up to Rs. 25,00,000 with simple & easy documentation and Quick Approval from Axis Bank through LoanMoney. Also, you can transfer your existing high-interest Personal Loan to Axis Bank as well. With a fast approval on Personal Loans, turn your dreams into reality!

At LoanMoney, we understand your journey should continue without any speed bumps. We bring you customized Axis Personal Loans At Attractive Interest Rates. To get started, check your Personal Loan Eligibility Calculator through LoanMoney and also Calculate your monthly EMI through Personal Loan EMI Calculators. Use Personal Loan EMI Calculator to calculate monthly EMIs on the basis of Loan Amount, Interest Rate & Tenure.

Axis Bank provides hassle-free Personal Loan facilities for salaried individuals at attractive Rates of  Interest. Axis Personal Loan benefits include simple procedure, minimum documentation along with the Balance Transfer facility to escape higher interest rates of previous loans. Axis Bank is known as a quick and competitive bank when it comes to personal loans. Axis Personal Loan can be deposited to your account within 3 to 5 working days. Apply For Axis Bank Personal Loan in Delhi-NCR Online.

  • Axis Bank offers loans from Rs. 1,00,000 to Rs. 25,00,000
  • The tenure for repayment can vary from 12 - 60 months.
  • The bank offers easy interest rates with a simplified procedure.
  Salaried Self Employed Professional
Age 23 To 58 Years 25 To 65 Years 25 To 65 Years
Loan Amount 1 Lac To 25 Lacs 1 Lac To 20 Lacs 1 Lac To 20 Lacs
Tenure  12 To 60 Months 12 To 60 Months 12 To 60 Months
Rate of Interest / APR [Annual Percentage Rate] 10.75% To 16% 14% To 20% NA
Features Part or Preclosure charges Nil Part or Preclosure charges Nil Part or Preclosure charges Nil
Processing Fees 0.99% - 2% of loan amount + GST 1% - 2% 1% - 1.5%
Special Pre-closure & Part Payment facility available with NIL Charges. Max loan on Income Best Rates in Industry
Documentation KYC's & Financial Address Proof, Identity Proof Address Proof, Identity Proof & Income Proof
Eligibility
  • Max Personal Loan Amount is up to 15 - 20 times of Net Take home salary Per Month.
  • Maximum Tenor for 60 Months available for CAT C & CAT D Company.
  • We do not obligate Credit card outstanding hence you will be eligible for more loan amount.
  • Preclosure & Part-payment facility available for all Customer - NIL Charges.
  • Up to 70% of EBIDT as EMI
  • Loan Eligibility highest 
  • Cheapest Rate of Interest 
  • Fastest Processing 
  • Minimum Annual Net Profit: 2 Lacs must

The following people are eligible to Apply for Axis Bank Personal Loan:

  • Salaried Doctors, CAs, salaried employees of MNC, Private Ltd., Public sector undertakings, including central, state and local bodies
  • Salaried Individuals between 23 and 58 years of age
  • Salaried Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer.
  • Those who earn a minimum of Rs. 25,000 net income per month.
Particulars Salaried Self Employed Professional
Age(Min-Max) 23 To 58 Years 25 To 65 Years 25 To 65 Years
Minimum Income For Axis A/C holder =Monthly NTH >20k , For External account Holder =Monthly NTH >25k NA NA
Co-applicant Not Require NA NA
Loan Tenure 12 To 60 Months 12 To 60 Months 12 To 60 Months
Maximum Loan Amount Max. 25 Lacs Max. 20 Lacs Max. 20 Lacs
Employment/Business Continuity 1 Year Job Stability is Mandatory. NA NA
CIBIL Score Minimum 720/- For External customer , For Internal Customer no CIBIL Cutt off NA NA

Document Required for Axis Bank Personal Loan through LoanMoney 

LoanMoney will help you to achieve all your financial goals from Axis Bank Personal Loan. With Personal Loan EMI Calculator you can calculate your monthly instalments process before you apply for a Personal Loan and have a definite estimate of your monthly payments well in advance. Quick Form for Personal Loan in India.

Document Required for Salaried Individuals

  • Application Form with 2 Passport size Photo
  • Proof of Identity: PAN Card / Aadhaar Card, Valid Passport, Ration Card
  • Proof of Address: Valid Passport, Voter ID Card, Driving License, Latest Utility Bill.
  • 3 Months Bank Statement of Salary Account
  • Latest 3 Month Salary Slips
  • Form 16 / Office I-Card
  • 1 Year Job Continuity Proof

Post-sanction / Pre-Disbursement Documentation Required

Axis Bank needs other documents after approving the loan and before disbursing the amount. The documents are as follows:

  • Security Cheques required for SI and ECS
  • Loan Agreement duly signed by the customer
  • Document proof required from Borrower may change from case to case.
  • Qualification or Registration Proof required for doctors, architects, CAs, ICWAs, CS, MBA Consultant, Engineers.
Fee Amount to be Paid
Rate of Interest 10.75% To 16% {As per Company Category & Salary}
Loan Processing Charges 0.99% - 2% + GST
Cheque Bounce Charges 500/-
Cheque/ Instrument Swap charges 550/-
Prepayment/ Foreclosure Charges NIL
Default Interest Rate @24% per annum i.e. 2% per month on the overdue installment.
Duplicate Statement Issuance Charges Rs.250/- per instance per set + GST as applicable.
Duplicate Amortization Schedule Charges Rs.250/- per instance per set + GST as applicable.
Duplicate Interest Certificate NA
S(Provisional/ Actual) issuance Charges NA

Features of Axis Personal Loan

  • Loan Amount: Personal Loan from Axis Bank starting from Rs. 1,00,000 to Rs. 25 lakh.
  • Competitive Interest Rates: Axis Personal Loan Rates of Interest starting from 10.75% to 16%.
  • Flexible Repayment Tenure: Axis Personal Loan repayment tenure of ranges from 12 to 60 months and you can choose the suitable tenure as per your preference.
  • Zero Prepayment/Foreclosure Charges - No prepayment or foreclosure charges for Axis Bank Personal Loans.
  • Processing Fee- From 0.99% to 2% of the loan amount + GST.
  • Part Payment Facility - Axis Bank offer Part Payment facility to its customer, NIL charges.
  • Instant Approval: Axis Bank personal loan is simple and easy to apply, requires minimum documentation and is processed immediately if you satisfy the Personal Loan Eligibility Criteria
  • Balance Transfer: Axis Bank gives you the feature of transfer your existing high-interest rates personal loan from Axis Bank to get the lower interest rate @ 10.75%. 

Advantage of Axis Bank Personal Loan

Axis Bank provides a personal loan to borrowers who need funds to meet their urgent requirements. Advantages of taking a personal loan from Axis Bank are:

  • Special rates for existing customers
  • Quick and hassle-free loan approval
  • Easy Balance transfer facility available
  • Get a loan up to Rs. 25 Lakhs
  • No Foreclosure and Part Payment Charges

Personal Loan from Axis Bank

Axis bank’s personal loans will give you a helping hand meet all your personal requirements.

  • Loans available for salaried individuals.
  • Loans are available from Rs 1,00,000/- to Rs 25,00,000/-
  • Repayment tenures from 12 to 60 months.
  • Best in Class Rate of Interest.
  • Loans at higher rates can be transferred to Axis Bank with our Balance transfer facility.
  • Simplified documentation.
  • Simple procedure, minimal documentation and quick approval.

Advatage for Customer

  • Instant Loan Approval
  • Attractive Rate of Interest
  • Flexible Repayment Tenure
  • Lowest Processing Fees
  • Easy Balance Transfer Facility
  • No Foreclosure / Part Payment Charges
  • Door-step Services (Document Pick-up)
segmentation

Advantage with Loanmoney

Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against Property .

Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.


  • Expert & Experience Loan Advisor
    We are a team of young and energetic professionals from diverse backgrounds like Ex Bankers, CAs to guide hassle free Loan process and to deliver on commitment.

  • Multi Bank Option
    Loanmoney deals with Over 35 Banks & NBFCs,As per customer profile & financial we will give you minimum 3 best deal for your Personal Loan which is available in the market.

  • Free Door step Service
    Loanmoney doesn't charge anything against the customer for the Service of your Loan and help you to get desire Loan amount with lowest Rate.

  • End to End services
    We are very vibrant and dynamic Loan agency who manage all the processes ourselves from lead sourcing to Loan Disbursal. We work for customer utmost satisfaction.

  • Transparency & Safety
    We will share every terms and conditions related with your Loan process like interest rates, payment tenure, EMI and any other charge applied during Loan process & at before loan disbursement on recorded lines.

  • Referral Program
    Loanmoney offer an attractive scheme for earn extra bucks after getting loan. Any Disburse customer can become our associates &can start earning on referring New customers to Loan Money.

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