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Fullerton India Personal Loan

Personal Loan is a loan that is taken by a borrower from Banks or an NBFC without submitting any guarantee or collateral. The borrower is free to use the personal loan amount for any purpose - like finance your dream home, for wedding expenses, financing a dream vacation, for medical emergencies, and other debts consolidate. Interest is applicable on the principal loan amount, and the borrower needs to repay the bank the principal amount, with the interest amount as well as processing fees as applicable. Consolidate all your existing loans into one and manage your instalments (EMI) effectively with a personal loan for debt consolidation from Fullerton India.

Apply Fullerton India Personal Loans from LoanMoney come with various benefits and features, including simple documentation process, flexible repayment tenure ranging from 1 to 5 years, quick disbursals, and maximum loan amount up to 25 Lakhs at the lowest rate of interest. Whether you want to clear your debts, home renovation, fund your child’s wedding or higher education, a personal loan is the perfect credit instrument.

Get Instant Personal Loan with simple and easy documentation, quick application process, and speedy disbursal without any security or Collateral require. It is quick, easy, and convenient to apply for a personal loan with LoanMoney. With our bouquet of offerings, LoanMoney ensures that your changing requirements are satisfied with flexible repayment solutions. Use Personal Loan EMI Calculator to calculate monthly EMIs on the basis of Loan Amount, Interest Rate & Tenure. Apply for Personal Loans in Delhi-NCR online with LoanMoney to avail the lowest interest rates and quick approval.

LoanMoney provides the best deal for immediate funding with an attractive Rate of Interest. Here you can choose the best offers from top banks along with their interest rate, processing fee, EMI, foreclosure charges, and no hidden charges.

General Information

Loan Amount: Rs. 1 Lac to 40 Lacs
Rate of Interest (APR)*: 10.75% to 22.50%
Repayment Tenor: 12 Months to 60 Months
Processing Fees: 0.75% to 2.50% + GST as applicable
Prepayment/ Foreclosure: Nil (After 12 months) or 1% - 4% (Before 12 months)

Illustration: Rs. 1 Lac loan on @10.75% with processing Fees for 60 Months comes to Rs. 1,29,708/- Equated Monthly Instalment shall be: Rs. 2,162/- only.

APR* - Annual Percentage Rate

  Salaried Self Employed Professional
Age 23 To 60 Years 23 To 60 Years NA
Loan Amount 1 Lacs To 25 Lacs 1 Lacs To 25 Lacs NA
Tenure  12 To 60 Months 12 To 60 Months NA
Rate of Interest / APR [Annual Percentage Rate] 12.99% To 18% 12.99% To 24% NA
Features Quick Loan Disbursal Quick Loan Disbursal NA
Processing Fees 1.75% To 2.50% 2% To 2.50% NA
Special Quick Funding Quick Funding NA
Documentation Salary Slips, Address Proof, Identity Proof ITR 2 Years Latest NA
  • Net Salary 60% can be taken as Loan EMI
  • Repayment of Total amount [Illustrative] on Rs. 1 Lac loan on @14% with processing Fees for 60 Months comes to Rs. Rs. 1.41 Lacs



The following people are eligible to Apply for Fullerton India Personal Loan:

  • Salaried Doctors, CAs, salaried employees of MNC, Private Ltd., Public sector undertakings, including central, state and local bodies
  • Salaried Individuals between 23 and 60 years of age
  • Salaried Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer.
  • Those who earn a minimum of Rs. 25,000 net income per month.
Particulars Salaried Self Employed Professional
Age(Min-Max) 23 To 60 Years 23 To 60 Years NA
Minimum Income Rs. 25,000 per month NA NA
Co-applicant Yes NA NA
Loan Tenure 12 To 60 Months 12 To 60 Months NA
Maximum Loan Amount Upto 25 Lacs Upto 25 Lacs NA
Employment/Business Continuity NA NA NA
CIBIL Score Above 680 Above 680 NA
  • PAN Card – For Individual
  • Identity Proof – Any one (e.g. Voter ID / Driving License / Passport)
  • Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)
  • Relationship Proof (if required)
  • Passport Size Photographs
  • Any other valid Photo ID card issued by central or state government
  • Latest 3 months Salary credit Bank Statements
  • Latest 3 months pay slips and Form 16 issued by the employer.
  • Income documents of salaried spouse (in case of clubbing of income)
Fee Amount to be Paid
Rate of Interest 12.99% To 18%
Loan Processing Charges 1.75% To 2.50%
Cheque Bounce Charges Rs. 500/- + GST
Cheque/ Instrument Swap charges NA
Prepayment/ Foreclosure Charges 7%
Default Interest Rate NA
Duplicate Statement Issuance Charges NA
Duplicate Amortization Schedule Charges NA
Duplicate Interest Certificate NA
S(Provisional/ Actual) issuance Charges NA

Features of Fullerton India Personal Loan

  • Personal Loan amount up to 25 lakhs*
  • Attractive Interest Rates
  • Flexible Repayment Tenure up to 5 years
  • Less Processing Fees
  • Hassle-free documentation process
  • Quick Loan Disbursal
  • Special benefits for existing Fullerton India customers

Advantage of Fullerton India Personal Loan

Fullerton India offers competitively priced personal loans to satisfy every borrower’s requirements. Fullerton India personal loan interest rate is calculated based on various factors including your net monthly income, borrower’s age, work experience, and existing monthly obligations. Fullerton India personal loan interest rates generally range between 12.99 - 40%, depending on your individual profile.

Benefits of Fullerton India Personal Loan

At LoanMoney, we value the dreams of each and every borrower. LoanMoney understands your requirements and strives towards giving you the best possible solution that is tailored to your unique situation. Choose Fullerton India Personal Loan for

  • Instant Personal Loan Approval
  • Competitive Interest rates starting at 12.99%
  • Flexible repayment tenure between 1 to 5 years
  • Hassle-free process
  • Simple and easy documentation

Advantage for Customer

  • Maximum Loan Amount
  • Attractive Rate of Interest
  • Flexible Repayment Options
  • Maximum Loan Tenure
  • Instant Loan Approval
  • Doorstep Services

Advantage with Loanmoney

Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against Property .

Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.

  • Expert & Experience Loan Advisor
    We are a team of young and energetic professionals from diverse backgrounds like Ex Bankers, CAs to guide hassle free Loan process and to deliver on commitment.

  • Multi Bank Option
    Loanmoney deals with Over 35 Banks & NBFCs,As per customer profile & financial we will give you minimum 3 best deal for your Personal Loan which is available in the market.

  • Free Door step Service
    Loanmoney doesn't charge anything against the customer for the Service of your Loan and help you to get desire Loan amount with lowest Rate.

  • End to End services
    We are very vibrant and dynamic Loan agency who manage all the processes ourselves from lead sourcing to Loan Disbursal. We work for customer utmost satisfaction.

  • Transparency & Safety
    We will share every terms and conditions related with your Loan process like interest rates, payment tenure, EMI and any other charge applied during Loan process & at before loan disbursement on recorded lines.

  • Referral Program
    Loanmoney offer an attractive scheme for earn extra bucks after getting loan. Any Disburse customer can become our associates &can start earning on referring New customers to Loan Money.

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