Personal Loan is a loan that is taken by a borrower from Banks or an NBFC without submitting any guarantee or collateral. The borrower is free to use the personal loan amount for any purpose - like finance your dream home, for wedding expenses, financing a dream vacation, for medical emergencies, and other debts consolidate. Interest is applicable on the principal loan amount, and the borrower needs to repay the bank the principal amount, with the interest amount as well as processing fees as applicable. Consolidate all your existing loans into one and manage your instalments (EMI) effectively with a personal loan for debt consolidation from Fullerton India.
Apply Fullerton India Personal Loans from LoanMoney come with various benefits and features, including simple documentation process, flexible repayment tenure ranging from 1 to 5 years, quick disbursals, and maximum loan amount up to 25 Lakhs at the lowest rate of interest. Whether you want to clear your debts, home renovation, fund your child’s wedding or higher education, a personal loan is the perfect credit instrument.
Get Instant Personal Loan with simple and easy documentation, quick application process, and speedy disbursal without any security or Collateral require. It is quick, easy, and convenient to apply for a personal loan with LoanMoney. With our bouquet of offerings, LoanMoney ensures that your changing requirements are satisfied with flexible repayment solutions. Use Personal Loan EMI Calculator to calculate monthly EMIs on the basis of Loan Amount, Interest Rate & Tenure. Apply for Personal Loans in Delhi-NCR online with LoanMoney to avail the lowest interest rates and quick approval.
LoanMoney provides the best deal for immediate funding with an attractive Rate of Interest. Here you can choose the best offers from top banks along with their interest rate, processing fee, EMI, foreclosure charges, and no hidden charges.
General Information
Loan Amount: Rs. 1 Lac to 40 Lacs
Rate of Interest (APR)*: 10.75% to 22.50%
Repayment Tenor: 12 Months to 60 Months
Processing Fees: 0.75% to 2.50% + GST as applicable
Prepayment/ Foreclosure: Nil (After 12 months) or 1% - 4% (Before 12 months)
Illustration: Rs. 1 Lac loan on @10.75% with processing Fees for 60 Months comes to Rs. 1,29,708/- Equated Monthly Instalment shall be: Rs. 2,162/- only.
APR* - Annual Percentage Rate
| Salaried | Self Employed | Professional | |
|---|---|---|---|
| Age | 23 To 60 Years | 23 To 60 Years | NA |
| Loan Amount | 1 Lacs To 25 Lacs | 1 Lacs To 25 Lacs | NA |
| Tenure | 12 To 60 Months | 12 To 60 Months | NA |
| Rate of Interest / APR [Annual Percentage Rate] | 12.99% To 18% | 12.99% To 24% | NA |
| Features | Quick Loan Disbursal | Quick Loan Disbursal | NA |
| Processing Fees | 1.75% To 2.50% | 2% To 2.50% | NA |
| Special | Quick Funding | Quick Funding | NA |
| Documentation | Salary Slips, Address Proof, Identity Proof | ITR 2 Years Latest | NA |
| Eligibility |
|
NA |
NA |
The following people are eligible to Apply for Fullerton India Personal Loan:
| Particulars | Salaried | Self Employed | Professional |
|---|---|---|---|
| Age(Min-Max) | 23 To 60 Years | 23 To 60 Years | NA |
| Minimum Income | Rs. 25,000 per month | NA | NA |
| Co-applicant | Yes | NA | NA |
| Loan Tenure | 12 To 60 Months | 12 To 60 Months | NA |
| Maximum Loan Amount | Upto 25 Lacs | Upto 25 Lacs | NA |
| Employment/Business Continuity | NA | NA | NA |
| CIBIL Score | Above 680 | Above 680 | NA |
| Fee | Amount to be Paid |
|---|---|
| Rate of Interest | 12.99% To 18% |
| Loan Processing Charges | 1.75% To 2.50% |
| Cheque Bounce Charges | Rs. 500/- + GST |
| Cheque/ Instrument Swap charges | NA |
| Prepayment/ Foreclosure Charges | 7% |
| Default Interest Rate | NA |
| Duplicate Statement Issuance Charges | NA |
| Duplicate Amortization Schedule Charges | NA |
| Duplicate Interest Certificate | NA |
| S(Provisional/ Actual) issuance Charges | NA |
Fullerton India offers competitively priced personal loans to satisfy every borrower’s requirements. Fullerton India personal loan interest rate is calculated based on various factors including your net monthly income, borrower’s age, work experience, and existing monthly obligations. Fullerton India personal loan interest rates generally range between 12.99 - 40%, depending on your individual profile.
At LoanMoney, we value the dreams of each and every borrower. LoanMoney understands your requirements and strives towards giving you the best possible solution that is tailored to your unique situation. Choose Fullerton India Personal Loan for
Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all
types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against
Property .
Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.
