ICICI Bank provides a wide range of Personal Loans especially crafted for its customers. A Personal Loan from ICICI Bank can be utilised for various purposes such as a Children’s Education, Wedding Expense, Home Renovation, Medical Emergencies, to finance a dream vacation of one kind or Starting a Business or even for closing any other Financial Liabilities. Apply for ICICI Personal Loans are easy to get and absolutely hassle-free services. With simple documentation, you can now get a loan for an amount up to Rs. 20 lakh at Attractive Rate of Interest.
Instant Personal Loans are the best way to meet your expenses during an emergency situation in life. Whether you are planning your next dream vacation with your loved ones or want to get funds for our child’s marriage, an ICICI Bank Personal Loan offers dual benefits of immediate access to funds and collateral-free loan. Personal Loans have emerged as an excellent way to finance purchases that otherwise would have been challenging with a regular paycheck. For those who are looking for an instant Personal Loan, we have great offers for Personal Loans. Calculate your Monthly personal loan EMI Online through LoanMoney EMI Calculator. Personal Loan EMI Calculator makes it easy for you to figure out the monthly instalments on your loan. Calculate your EMI for ICICI Bank Personal Loan in EASY Steps Just enter the loan amount, rate of interest and loan tenure, and your EMI is instantly displayed.
Loanmoney help you to embark on your dream at the right time with ICICI Bank Personal Loan opportunities available! Follow a few simple steps to help LoanMoney team understand your requirements. Apply for ICICI Bank Personal Loan in Delhi-NCR online with instant loan approval at lowest interest rates with simple documentation.
| Salaried | Self Employed | Professional | |
|---|---|---|---|
| Age | 23 To 58 Years | 25 To 60 Years | 25 To 65 Years |
| Loan Amount | 1 To 20 Lacs | 5 To 25 Lacs | 1 To 25 Lacs |
| Tenure | 12 To 60 Months | 12 To 36 Months | 12 To 60 Months |
| Rate of Interest / APR [Annual Percentage Rate] | 11.25% To 16.75% | 16% To 19% | NA |
| Features | Prepayment of the loan is possible after 12 EMI | Prepayment of the loan is possible after 12 EMI | Prepayment of the loan is possible after 12 EMI |
| Processing Fees | Rs. 1999/- to 2.50% of the Loan amount + GST | 2% | 2% |
| Special | Privileged Rates to ICICI relationship; Loans to non listed companies/ No CIBIL | Existing Loan Track must | Max Loan Amount |
| Documentation | KYC'S & Financial | Audited Balance Sheet 3 Years. | ITR Plus Professional Degree. |
| Eligibility | ICICI Bank Personal Loan Eligibility Criteria for Salaried Individual
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The following people are eligible to Apply for ICICI Bank Personal Loan:
| Particulars | Salaried | Self Employed | Professional |
|---|---|---|---|
| Age(Min-Max) | 23 To 58 Years | 25 To 60 Years | 25 To 65 Years |
| Minimum Income | For ICICI A/C Holder >25000/- Monthly NTH , For Non ICICI A/C Holder 30000/- Monthly NTH | NA | NA |
| Co-applicant | Not Require | NA | NA |
| Loan Tenure | 12 To 60 Months | 12 To 36 Months | 12 To 60 Months |
| Maximum Loan Amount | 1 To 20 Lacs | 5 To 25 Lacs | 1 To 25 Lacs |
| Employment/Business Continuity | 1 Year Total Job Continuity Require | NA | NA |
| CIBIL Score | NA | NA | NA |
Document Required for Salaried Individuals
| Fee | Amount to be Paid |
|---|---|
| Rate of Interest | 11.25% To 16.75% floating |
| Loan Processing Charges | Rs. 1999/- To 2.50% + GST |
| Cheque Bounce Charges | Rs. 200 + applicable GST |
| Cheque/ Instrument Swap charges | Rs. 500/- |
| Prepayment/ Foreclosure Charges | 5% per annum of principal outstanding plus GST |
| Default Interest Rate | 24% per annum |
| Duplicate Statement Issuance Charges | Rs. 250/- |
| Duplicate Amortization Schedule Charges | Rs. 250/- |
| Duplicate Interest Certificate | NA |
| S(Provisional/ Actual) issuance Charges | NA |
ICICI Bank Personal Loan Eligibility Criteria - for Salaried Professional
Documents Required for ICICI Bank Personal Loan for Salaried
Here are the documents you need to submit for an ICICI Bank personal loan through LoanMoney:
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