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Indiabulls Personal Loan

A personal loan is a set amount borrowed at an attractive Rate of Interest from banks or NBFCs and Repay your Personal Loan with our flexible EMI options conveniently. It is a type of unsecured personal loan wherein the borrower does not put up collateral like residential or commercial property to avail it. Also, you have the flexibility to use the amount as per your requirements. Indiabulls provides Personal Loans to cater to a variety of needs including the funding of Home Renovation, Marriage Expenses, Dream Vacation, medical needs, Credit Card bills outstanding and other debt consolidation etc. 

Indiabulls Personal Loans are particularly designed to ease funding and make it more accessible to people. You can apply for an instant personal loan through LoanMoney. Get Money in your bank account within 48 hours! Indiabulls provides Personal Loan in India starting from Rs. 1,00,000 to Rs. 15,00,000 at an attractive interest rate. Personal loan EMI calculator by LoanMoney helps to calculate the EMI through Personal Loan EMI Calculator. Use Personal Loan EMI Calculator to calculate monthly EMIs on the basis of Loan Amount, Interest Rate & Tenure. Apply for Personal Loans in Delhi-NCR online with LoanMoney to avail lowest interest rates and quick approval. Indiabulls Personal Loan provided on the basis of key criteria such as applicant’s net monthly income, work experience, CIBIL Score, company category, repayment capacity, etc.

General Information

Loan Amount: Rs. 1 Lac to 40 Lacs
Rate of Interest (APR)*: 10.75% to 22.50%
Repayment Tenor: 12 Months to 60 Months
Processing Fees: 0.75% to 2.50% + GST as applicable
Prepayment/ Foreclosure: Nil (After 12 months) or 1% - 4% (Before 12 months)

Illustration: Rs. 1 Lac loan on @10.75% with processing Fees for 60 Months comes to Rs. 1,29,708/- Equated Monthly Instalment shall be: Rs. 2,162/- only.

APR* - Annual Percentage Rate

  Salaried Self Employed Professional
Age 21 To 60 Years NA NA
Loan Amount Upto 15 Lacs NA NA
Tenure  6 To 36 Months NA NA
Rate of Interest / APR [Annual Percentage Rate] 11.99% Onwards NA NA
Features Loan Disbursal within 48 hours NA NA
Processing Fees 3% NA NA
Special Existing Loans not obligation not considered NA NA
Documentation Salary Slips, Address Proof, Identity Proof NA NA
  • 100% of Net Take home salary considered as repayment Capacity
  • Repayment of Total amount [Illustrative] on Rs. 1 Lac loan on @14% with processing Fees for 60 Months comes to Rs. Rs. 1.41 Lacs



The following people are eligible to Apply for Indiabulls Bank Personal Loan:

  • Salaried Doctors, CAs, salaried employees of MNC, Private Ltd., Public sector undertakings, including central, state and local bodies
  • Salaried Individuals between 21 and 60 years of age
  • Salaried Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer.
  • Those who earn a minimum of Rs. 25,000 net income per month.
Particulars Salaried Self Employed Professional
Age(Min-Max) 21 To 60 Years NA NA
Minimum Income Min. Rs. 25000/- p.m NA NA
Co-applicant NA NA NA
Loan Tenure 6 To 36 Months NA NA
Maximum Loan Amount Upto 15 Lacs NA NA
Employment/Business Continuity 1 Years NA NA
CIBIL Score Minimum CIBIL Score Required - 650 NA NA
  • Applicant's Passport size Photo
  • Identity Proof: PAN Card, Voter Id Card, Aadhaar Card, Valid Passport, Driving License
  • Address Proof: Aadhaar Card, Voter ID, Valid Passport, Driving License, Utility Bills (Mobile & Electricity Bills)
  • Minimum 1 Year Work Experience
  • Latest 3-month Bank Statement of Salary Account
  • Last 2 Months Salary Slip
  • Form 16 / Office ID Card
Fee Amount to be Paid
Rate of Interest 11.99% to 20%
Loan Processing Charges 3%
Cheque Bounce Charges NA
Cheque/ Instrument Swap charges NA
Prepayment/ Foreclosure Charges NA
Default Interest Rate NA
Duplicate Statement Issuance Charges NA
Duplicate Amortization Schedule Charges NA
Duplicate Interest Certificate NA
S(Provisional/ Actual) issuance Charges NA

Features of Indiabulls Personal Loan

  • Instant Personal Loan Approval
  • Flexible Repayment Tenure
  • Attractive Rate of Interest
  • Lowest Processing Fee
  • Easy Application Process
  • Quick Loan Disbursal
  • Door-step Services


Features & Benefits - Indiabulls Personal Loan

  • Maximum Loan Amount: Get Indiabulls Personal Loan up to Rs. 15 Lakhs.
  • Flexible Repayment Tenure: Repayment Tenure period ranges from 3 months to 36 months
  • Attractive Interest Rates: Indiabulls Personal Loan Rate of Interest starts at 11.99%
  • Easy Documentation: Simple & easy documentation and door-step services.
  • Quick Loan Disbursal: Get your loan amount disbursed into your bank account within 48 hours.
  • Part Payment: No Part Payment Permitted
  • Foreclosure: Foreclosure Charges Applicable

Indiabulls Personal Loan - Eligibility Criteria for Salaried Individual

Personal Loan - Eligibility Criteria for Salaried Individual

  • Applicant's age must be between 21 to 60 Years.
  • Minimum Net Monthly Income: Rs. 25,000/-
  • Minimum Work Experience: 1 year
  • All Listed and Non-Listed Companies Employee eligible

Advantages for Customer

  • High Loan Amount up to Rs. 15 Lacs.
  • Best Rate of Interest
  • Lowest EMI
  • Low Processing Fees
  • Flexible Repayment Option
  • Quick Loan Approval
  • Door-step Services (Document Pick-up)
  • Loan Disbursal within 48 hours

Advantage with Loanmoney

Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against Property .

Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.

  • Expert & Experience Loan Advisor
    We are a team of young and energetic professionals from diverse backgrounds like Ex Bankers, CAs to guide hassle free Loan process and to deliver on commitment.

  • Multi Bank Option
    Loanmoney deals with Over 35 Banks & NBFCs,As per customer profile & financial we will give you minimum 3 best deal for your Personal Loan which is available in the market.

  • Free Door step Service
    Loanmoney doesn't charge anything against the customer for the Service of your Loan and help you to get desire Loan amount with lowest Rate.

  • End to End services
    We are very vibrant and dynamic Loan agency who manage all the processes ourselves from lead sourcing to Loan Disbursal. We work for customer utmost satisfaction.

  • Transparency & Safety
    We will share every terms and conditions related with your Loan process like interest rates, payment tenure, EMI and any other charge applied during Loan process & at before loan disbursement on recorded lines.

  • Referral Program
    Loanmoney offer an attractive scheme for earn extra bucks after getting loan. Any Disburse customer can become our associates &can start earning on referring New customers to Loan Money.

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