A personal loan is a set amount borrowed at an attractive Rate of Interest from banks or NBFCs and Repay your Personal Loan with our flexible EMI options conveniently. It is a type of unsecured personal loan wherein the borrower does not put up collateral like residential or commercial property to avail it. Also, you have the flexibility to use the amount as per your requirements. Indiabulls provides Personal Loans to cater to a variety of needs including the funding of Home Renovation, Marriage Expenses, Dream Vacation, medical needs, Credit Card bills outstanding and other debt consolidation etc.
Indiabulls Personal Loans are particularly designed to ease funding and make it more accessible to people. You can apply for an instant personal loan through LoanMoney. Get Money in your bank account within 48 hours! Indiabulls provides Personal Loan in India starting from Rs. 1,00,000 to Rs. 15,00,000 at an attractive interest rate. Personal loan EMI calculator by LoanMoney helps to calculate the EMI through Personal Loan EMI Calculator. Use Personal Loan EMI Calculator to calculate monthly EMIs on the basis of Loan Amount, Interest Rate & Tenure. Apply for Personal Loans in Delhi-NCR online with LoanMoney to avail lowest interest rates and quick approval. Indiabulls Personal Loan provided on the basis of key criteria such as applicant’s net monthly income, work experience, CIBIL Score, company category, repayment capacity, etc.
General Information
Loan Amount: Rs. 1 Lac to 40 Lacs
Rate of Interest (APR)*: 10.75% to 22.50%
Repayment Tenor: 12 Months to 60 Months
Processing Fees: 0.75% to 2.50% + GST as applicable
Prepayment/ Foreclosure: Nil (After 12 months) or 1% - 4% (Before 12 months)
Illustration: Rs. 1 Lac loan on @10.75% with processing Fees for 60 Months comes to Rs. 1,29,708/- Equated Monthly Instalment shall be: Rs. 2,162/- only.
APR* - Annual Percentage Rate
| Salaried | Self Employed | Professional | |
|---|---|---|---|
| Age | 21 To 60 Years | NA | NA |
| Loan Amount | Upto 15 Lacs | NA | NA |
| Tenure | 6 To 36 Months | NA | NA |
| Rate of Interest / APR [Annual Percentage Rate] | 11.99% Onwards | NA | NA |
| Features | Loan Disbursal within 48 hours | NA | NA |
| Processing Fees | 3% | NA | NA |
| Special | Existing Loans not obligation not considered | NA | NA |
| Documentation | Salary Slips, Address Proof, Identity Proof | NA | NA |
| Eligibility |
|
NA |
NA |
The following people are eligible to Apply for Indiabulls Bank Personal Loan:
| Particulars | Salaried | Self Employed | Professional |
|---|---|---|---|
| Age(Min-Max) | 21 To 60 Years | NA | NA |
| Minimum Income | Min. Rs. 25000/- p.m | NA | NA |
| Co-applicant | NA | NA | NA |
| Loan Tenure | 6 To 36 Months | NA | NA |
| Maximum Loan Amount | Upto 15 Lacs | NA | NA |
| Employment/Business Continuity | 1 Years | NA | NA |
| CIBIL Score | Minimum CIBIL Score Required - 650 | NA | NA |
| Fee | Amount to be Paid |
|---|---|
| Rate of Interest | 11.99% to 20% |
| Loan Processing Charges | 3% |
| Cheque Bounce Charges | NA |
| Cheque/ Instrument Swap charges | NA |
| Prepayment/ Foreclosure Charges | NA |
| Default Interest Rate | NA |
| Duplicate Statement Issuance Charges | NA |
| Duplicate Amortization Schedule Charges | NA |
| Duplicate Interest Certificate | NA |
| S(Provisional/ Actual) issuance Charges | NA |
Personal Loan - Eligibility Criteria for Salaried Individual
Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all
types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against
Property .
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