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IndusInd Bank Personal Loan

Personal Loan is an unsecured loan, which can be used for many purposes like: Home Renovation, Education, Dream Vacation, Wedding Expenses, Credit Card bills or other financial liabilities. IndusInd Bank provides Personal Loans to borrowers who need funds to satisfy their urgent requirements with Loanmoney you can get Personal Loan solutions, which includes information on Personal Loan eligibility criteria, the documentation required, fees and charges etc and also Calculate EMI on Personal Loan. You can easily calculate your personal loan EMI, you need to pay even before you apply for a personal loan. You could use your loan amount for home renovation, for the dream vacation, children’s wedding expense, to fund your children's education, medical emergency, or any other reason.

You can completely transform your dream into reality by taking a personal loan. With IndusInd Bank’s personal loan, you can fulfil all your dreams. We, at LoanMoney, understand that there can be various reasons for applying for a personal loan. To fulfil these requirements, we have tailor-made personal loans in various categories: Attractive Rate of Interest, Maximum Loan Amount. Get Instant Personal Loan in Delhi-NCR with simple documentation, quick processing and speedy disbursal without any security or Collateral require. Choose a flexible loan tenure as per your suitability ranging from 1 to 5 years. 

LoanMoney provides the best deal for immediate funding with lowest Interest and Charges to you. Here you can choose the best offers from top banks along with their interest rate, processing fee, EMI, foreclosure charges and latest offers. Use Personal Loan EMI Calculator to calculate monthly EMIs on the basis of Loan Amount, Interest Rate & Tenure. Apply for Personal Loans in Delhi-NCR online with LoanMoney to avail lowest interest rates and quick approval.

General Information

Loan Amount: Rs. 1 Lac to 40 Lacs
Rate of Interest (APR)*: 10.75% to 22.50%
Repayment Tenor: 12 Months to 60 Months
Processing Fees: 0.75% to 2.50% + GST as applicable
Prepayment/ Foreclosure: Nil (After 12 months) or 1% - 4% (Before 12 months)

Illustration: Rs. 1 Lac loan on @10.75% with processing Fees for 60 Months comes to Rs. 1,29,708/- Equated Monthly Instalment shall be: Rs. 2,162/- only.

APR* - Annual Percentage Rate

  Salaried Self Employed Professional
Age 21 To 60 Years NA 21 To 60 Years
Loan Amount 1 To 25 Lacs NA 1 To 25 Lacs
Tenure  12 To 60 Months NA 12 To 60 Months
Rate of Interest / APR [Annual Percentage Rate] 10.75% To 22% NA 10.75% To 22%
Features Simple Documentation, Quick Disbursal Simple Documentation, Quick Disbursal Simple Documentation, Quick Disbursal
Processing Fees 0.75% To 2.5% NA 0.75% To 2.5%
Special Pre Close Charges Nil After 12 EMI. NA Pre Close Charges Nil After 12 EMI.
Documentation Salary Slip 3 months, Address Proof, PAN Card,Latest Bank Statement, ID proof NA Salary Slip 3 months, Address Proof, PAN Card,Latest Bank Statement, ID proof
  • As Per Net Take home salary. Minimum Salary Rs. 40000/-.
  • Repayment of Total amount [Illustrative] on Rs. 1 Lac loan on @14% with processing Fees for 60 Months comes to Rs. Rs. 1.41 Lacs


  • As Per Net Take home salary. Minimum Salary Rs. 40000/-.
  • Repayment of Total amount [Illustrative] on Rs. 1 Lac loan on @14% with processing Fees for 60 Months comes to Rs. Rs. 1.41 Lacs

The following people are eligible to Apply for IndusInd Bank Personal Loan:

  • Salaried Doctors, CAs, salaried employees of MNC, Private Ltd., Public sector undertakings, including central, state and local bodies
  • Salaried Individuals between 21 and 60 years of age
  • Salaried Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer.
  • Those who earn a minimum of Rs. 25,000 net income per month.
Particulars Salaried Self Employed Professional
Age(Min-Max) 21 To 60 Years NA 21 To 60 Years
Minimum Income 30,000 NA NA
Co-applicant 30,000 NA NA
Loan Tenure 12 To 60 Months NA NA
Maximum Loan Amount 40 Lacs NA NA
Employment/Business Continuity NA NA NA
CIBIL Score Above 700 NA NA

Document Required for Salaried Individuals

  • Photograph: Colour passport size photograph (signed across the photograph)
  • Identity proof : Passport / Voters ID Card / Driving License / PAN Card / Aadhaar Card
  • Address proof: Passport / Driving License / Ration Card / Latest Mobile Bill / Letter from employer (with HR /Admin sign)
  • Signature proof: Passport / PAN Card / Driving license / Banker verification letter
  • Age proof: Passport / PAN Card / Driving License / Birth Certificate / Marksheets
  • Financials
    • Salary slips of last 3 months
    • Last 3-month bank statement of your salary account
  • Employment Proof: Employee ID card and visiting card
  • Work experience documents
    • Current employment: Appointment letter / Form 16 / 1-year-old salary slip
    • Previous employment: Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip
Fee Amount to be Paid
Rate of Interest 10.75% To 22%
Loan Processing Charges 0.75% To 2.5%
Cheque Bounce Charges Rs. 1000/-
Cheque/ Instrument Swap charges NA
Prepayment/ Foreclosure Charges 4% of the loan amount
Default Interest Rate 22%
Duplicate Statement Issuance Charges NA
Duplicate Amortization Schedule Charges NA
Duplicate Interest Certificate NA
S(Provisional/ Actual) issuance Charges NA

Features of IndusInd Bank Personal Loan

  • Apply for Personal Loan Interest Rate: 10.99%
  • Foreclosure charges: Charges Nil After 12 EMI.
  • Processing Fees: 0.75% - 2.5% of the loan amount.
  • EMI bounce charges: Rs 1,000 for every bounce.
  • Maximum Loan Amount: Rs 40 Lacs.
  • Loan Tenure: 5 years.

Advantage of IndusInd Bank Personal Loan

  • Get a personal loan quickly with simple documentation, quick application process and speedy disbursal.
  • Choose a flexible loan tenure as per your preference starting from 1 to 5 years
  • Enjoy the accessibility of doorstep service
  • Get the best in class personal loan interest rates
  • You need not worry about collaterals or guarantors
  • Balance transfer of your existing Personal Loan with lower interest rates.
  • Choose a flexible repayment option from, IndusInd Bank a/c debit or ECS from your other bank

Features of IndusInd Bank Personal Loan

IndusInd Personal Loans comes with the following unique Features:

  • Loan Amount:  IndusInd Bank Personal Loan offers a loan between Rs. 1 lakh and Rs. 25 Lakhs.
  • Attractive Rate of Interest: Avail IndusInd Bank personal loan rate of interest starting from 11.75% to 22%.
  • Loan Tenure: IndusInd Bank Personal Loans are of loan tenure start from 1 year to 5 years as they are taken to meet their immediate requirements.
  • Processing Fees: IndusInd Bank charges a processing fee of Min 0.75% to Max 2.5% of the loan amount with GST. 
  • Minimum Documentation: Simple & easy documentation process to apply for Personal Loan.
  • Part Payment Charges: Part Prepayment on IndusInd Bank’s personal loans is Not allowed
  • Preclosure Charges: IndusInd Bank allows preclosure of personal loan after 12 EMI's at preclosure charges of 4%.

Special Features & Benefits of IndusInd Bank

  • Attractive Rate of Interest
  • Maximum Loan Tenure
  • Low Processing Fees
  • Foreclosure Charges Nil after 12 EMI
  • Door Step Service
  • Balance Transfer Facility
  • Loan Amount would be credited to your Bank Account.
  • Attractive & customized life insurance products.

Advantage with Loanmoney

Loanmoney is one of the leading Loan Agency inDelhi/NCR. We offers all types of Loans & Credit Cards like
Personal Loan,Credit cards, Home Loan, Business Loan and Loan Against Property .

Loan Money's main objective is to provide Best deal with Multiple option with Transparency & safety. We deal with over 35 Banks & NBFC`S. ,Our main focus is customer satisfaction that's why our customer rate us over 4.8 out of 5 on Google review rating, Its shows our level of commitment & services towards our customers.

  • Expert & Experience Loan Advisor
    We are a team of young and energetic professionals from diverse backgrounds like Ex Bankers, CAs to guide hassle free Loan process and to deliver on commitment.

  • Multi Bank Option
    Loanmoney deals with Over 35 Banks & NBFCs,As per customer profile & financial we will give you minimum 3 best deal for your Personal Loan which is available in the market.

  • Free Door step Service
    Loanmoney doesn't charge anything against the customer for the Service of your Loan and help you to get desire Loan amount with lowest Rate.

  • End to End services
    We are very vibrant and dynamic Loan agency who manage all the processes ourselves from lead sourcing to Loan Disbursal. We work for customer utmost satisfaction.

  • Transparency & Safety
    We will share every terms and conditions related with your Loan process like interest rates, payment tenure, EMI and any other charge applied during Loan process & at before loan disbursement on recorded lines.

  • Referral Program
    Loanmoney offer an attractive scheme for earn extra bucks after getting loan. Any Disburse customer can become our associates &can start earning on referring New customers to Loan Money.

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